Cost of Living: Bermuda vs Singapore

Detailed comparison of living costs and expenses between Bermuda and Singapore.

Data updated: October 2026

Quick Comparison Summary

In simple terms, living in Bermuda is 38.8% more expensive than Singapore. The biggest difference is in Mobile and Internet, where costs are 382.0% higher. This means that for every $100 you spend in Singapore, you would spend about $139 in Bermuda for the same standard of living.

Key Differences

Mobile and Internet 382.0%

Bermuda is 382.0% more expensive

Restaurants 123.1%

Bermuda is 123.1% more expensive

Sports And Leisure 72.5%

Bermuda is 72.5% more expensive

Cost of Living Index

Overall Difference 38.8%

Bermuda is 38.8% more expensive than Singapore

Most Expensive Categories

  • Mobile and Internet +382.0%
  • Restaurants +123.1%
  • Sports And Leisure +72.5%

Is Bermuda cheaper than Singapore?

No, Singapore is cheaper than Bermuda

Overall, living costs in Singapore are 38.8% lower than in Bermuda.

Where Singapore is cheaper:

  • Mobile and Internet 382.0% cheaper
  • Restaurants 123.1% cheaper
  • Sports And Leisure 72.5% cheaper

Where Singapore is more expensive:

  • Transportation 72.5% more expensive
  • Property Prices 53.0% more expensive
  • Childcare 16.9% more expensive

Practical Examples

Basic restaurant meal

Bermuda: 60.00 $ Singapore: 10.90 $
450.5% more expensive in Bermuda

1-bedroom apartment in city center

Bermuda: 3,479.17 $ Singapore: 3,140.74 $
10.8% more expensive in Bermuda

Monthly public transport pass

Bermuda: 69.00 $ Singapore: 93.46 $
26.2% cheaper in Bermuda

1 liter of milk

Bermuda: 5.10 $ Singapore: 3.01 $
69.4% more expensive in Bermuda

Summary

Based on comprehensive cost of living data, Singapore is indeed cheaper than Bermuda. You would spend approximately 38.8% on living expenses by choosing Singapore over Bermuda. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

38.8%

Bermuda is 38.8% more expensive than Singapore

Restaurants

123.1%

Bermuda is 123.1% more expensive than Singapore in this category

Markets

23.9%

Bermuda is 23.9% more expensive than Singapore in this category

Other Expenses

37.9%

Bermuda is 37.9% more expensive than Singapore in this category

Transportation

72.5%

Bermuda is 72.5% cheaper than Singapore in this category

Household Utilities

48.1%

Bermuda is 48.1% more expensive than Singapore in this category

Mobile and Internet

382.0%

Bermuda is 382.0% more expensive than Singapore in this category

Sports And Leisure

72.5%

Bermuda is 72.5% more expensive than Singapore in this category

Childcare

16.9%

Bermuda is 16.9% cheaper than Singapore in this category

Clothing And Shoes

11.7%

Bermuda is 11.7% more expensive than Singapore in this category

Rent Per Month

37.1%

Bermuda is 37.1% more expensive than Singapore in this category

Property Prices

53.0%

Bermuda is 53.0% cheaper than Singapore in this category

Salaries And Financing

56.1%

Bermuda is 56.1% more expensive than Singapore in this category

Detailed Cost Comparison

Item Bermuda Singapore Difference
Basic Restaurant Meal 60.00 $ 10.90 $ 450.5%
Bermuda is 450.5% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 165.00 $ 77.88 $ 111.9%
Bermuda is 111.9% more expensive
McDonald's Fast Food Combo Meal 15.00 $ 7.79 $ 92.6%
Bermuda is 92.6% more expensive
Regular Cappuccino 5.94 $ 4.88 $ 21.7%
Bermuda is 21.7% more expensive
Soft Drink (330ml) 3.50 $ 1.68 $ 108.3%
Bermuda is 108.3% more expensive
Bottled Water (330ml) 3.25 $ 1.22 $ 166.4%
Bermuda is 166.4% more expensive
Bottled Water (1.5L) 4.20 $ 1.52 $ 176.3%
Bermuda is 176.3% more expensive
Local Beer (500ml) 1.88 $ 2.00 $ 6.0%
Bermuda is 6.0% cheaper
Imported Beer (330ml) 7.14 $ 2.49 $ 186.7%
Bermuda is 186.7% more expensive
Mid-Range Wine 5.79 $ 10.00 $ 42.1%
Bermuda is 42.1% cheaper
Local Beer (500ml bottle) 1.74 $ 2.21 $ 21.3%
Bermuda is 21.3% cheaper
Milk (1L) 5.10 $ 3.01 $ 69.4%
Bermuda is 69.4% more expensive
Fresh Bread (500g) 8.61 $ 2.35 $ 266.4%
Bermuda is 266.4% more expensive
White Rice (1kg) 5.21 $ 2.92 $ 78.4%
Bermuda is 78.4% more expensive
Eggs (12 pack) 8.18 $ 3.35 $ 144.2%
Bermuda is 144.2% more expensive
Local Cheese (1kg) 10.81 $ 19.37 $ 44.2%
Bermuda is 44.2% cheaper
Chicken Breast (1kg) 28.75 $ 11.15 $ 157.8%
Bermuda is 157.8% more expensive
Beef (1kg) 20.97 $ 15.21 $ 37.9%
Bermuda is 37.9% more expensive
Apples (1kg) 10.72 $ 4.57 $ 134.6%
Bermuda is 134.6% more expensive
Bananas (1kg) 6.88 $ 2.97 $ 131.6%
Bermuda is 131.6% more expensive
Oranges (1kg) 10.20 $ 4.51 $ 126.2%
Bermuda is 126.2% more expensive
Tomatoes (1kg) 8.71 $ 2.71 $ 221.4%
Bermuda is 221.4% more expensive
Potatoes (1kg) 8.00 $ 2.39 $ 234.7%
Bermuda is 234.7% more expensive
Onions (1kg) 6.22 $ 2.20 $ 182.7%
Bermuda is 182.7% more expensive
Lettuce (1 head) 5.80 $ 1.86 $ 211.8%
Bermuda is 211.8% more expensive
Monthly Transit Pass 69.00 $ 93.46 $ 26.2%
Bermuda is 26.2% cheaper
Cigarettes (20 pack) 18.00 $ 13.05 $ 37.9%
Bermuda is 37.9% more expensive
Single Bus/Train Ticket 4.50 $ 1.56 $ 188.5%
Bermuda is 188.5% more expensive
Taxi Base Fare 6.22 $ 3.58 $ 73.7%
Bermuda is 73.7% more expensive
Taxi per Kilometer 3.40 $ 0.78 $ 335.9%
Bermuda is 335.9% more expensive
Taxi Waiting Hourly Rate 53.90 $ 16.28 $ 231.1%
Bermuda is 231.1% more expensive
Gasoline (1L) 2.26 $ 2.22 $ 1.8%
Bermuda is 1.8% more expensive
New Economy Car 35,000.00 $ 140,192.38 $ 75.0%
Bermuda is 75.0% cheaper
New Mid-Range Car 39,000.00 $ 128,887.54 $ 69.7%
Bermuda is 69.7% cheaper
Monthly Utilities (80m² size) 234.25 $ 158.22 $ 48.1%
Bermuda is 48.1% more expensive
10 GB Mobile Plan with Data 119.18 $ 18.54 $ 542.8%
Bermuda is 542.8% more expensive
High-Speed Internet (> 60 Mbps) 153.12 $ 37.95 $ 303.5%
Bermuda is 303.5% more expensive
Gym Membership 180.71 $ 115.77 $ 56.1%
Bermuda is 56.1% more expensive
Tennis Court (Weekend) 46.67 $ 12.22 $ 281.9%
Bermuda is 281.9% more expensive
Movie Ticket 13.50 $ 11.68 $ 15.6%
Bermuda is 15.6% more expensive
Private Preschool (Full Day) 1,320.00 $ 1,272.43 $ 3.7%
Bermuda is 3.7% more expensive
International School (Yearly) 24,500.00 $ 29,780.50 $ 17.7%
Bermuda is 17.7% cheaper
1 Pair of Jeans 73.33 $ 80.91 $ 9.4%
Bermuda is 9.4% cheaper
1 Summer Dress 60.00 $ 42.93 $ 39.8%
Bermuda is 39.8% more expensive
1 Pair of Running Shoes 136.67 $ 105.33 $ 29.8%
Bermuda is 29.8% more expensive
1 Pair of Business Shoes 127.17 $ 126.28 $ 0.7%
Bermuda is 0.7% more expensive
1-Bedroom Apartment (City Center) 3,479.17 $ 3,140.74 $ 10.8%
Bermuda is 10.8% more expensive
1-Bedroom Apartment (Suburbs) 2,416.67 $ 2,267.71 $ 6.6%
Bermuda is 6.6% more expensive
3-Bedroom Apartment (City Center) 7,950.50 $ 6,205.41 $ 28.1%
Bermuda is 28.1% more expensive
3-Bedroom Apartment (Suburbs) 7,181.82 $ 3,723.55 $ 92.9%
Bermuda is 92.9% more expensive
Apartment Price (City Center) per m² 11,555.35 $ 22,697.92 $ 49.1%
Bermuda is 49.1% cheaper
Apartment Price (Suburbs) per m² 6,196.78 $ 15,076.91 $ 58.9%
Bermuda is 58.9% cheaper
Average Monthly Salary (after tax) 6,478.93 $ 4,151.48 $ 56.1%
Bermuda is 56.1% more expensive
20-Year Fixed Mortgage Rate 7.08 3.17 123.3%
Bermuda is 123.3% more expensive

Cost of Living Calculator

Calculate how your current expenses would change if you moved to Singapore. Enter your monthly expenses in Bermuda to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Bermuda and Singapore goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Bermuda vs Singapore

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Bermuda

  • Basic groceries tend to be more expensive, suggesting different shopping patterns.
  • Higher fuel costs indicate different transportation preferences.

Singapore

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.

Explore more

Cost of living in Bermuda Cost of living in Singapore

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