Cost of Living: Bermuda vs United States

Detailed comparison of living costs and expenses between Bermuda and United States.

Data updated: October 2026

Quick Comparison Summary

In simple terms, living in Bermuda is 138.8% more expensive than United States. The biggest difference is in Property Prices, where costs are 198.4% higher. This means that for every $100 you spend in United States, you would spend about $239 in Bermuda for the same standard of living.

Key Differences

Property Prices 198.4%

Bermuda is 198.4% more expensive

Sports And Leisure 191.6%

Bermuda is 191.6% more expensive

Rent Per Month 147.8%

Bermuda is 147.8% more expensive

Cost of Living Index

Overall Difference 138.8%

Bermuda is 138.8% more expensive than United States

Most Expensive Categories

  • Property Prices +198.4%
  • Sports And Leisure +191.6%
  • Rent Per Month +147.8%

Is Bermuda cheaper than United States?

No, United States is cheaper than Bermuda

Overall, living costs in United States are 138.8% lower than in Bermuda.

Where United States is cheaper:

  • Property Prices 198.4% cheaper
  • Sports And Leisure 191.6% cheaper
  • Rent Per Month 147.8% cheaper

Where United States is more expensive:

No significant cost disadvantages found.

Practical Examples

Basic restaurant meal

Bermuda: 60.00 $ United States: 20.00 $
200.0% more expensive in Bermuda

1-bedroom apartment in city center

Bermuda: 3,479.17 $ United States: 1,746.65 $
99.2% more expensive in Bermuda

1 liter of milk

Bermuda: 5.10 $ United States: 1.06 $
381.1% more expensive in Bermuda

1 liter of gasoline

Bermuda: 2.26 $ United States: 0.93 $
143.0% more expensive in Bermuda

Summary

Based on comprehensive cost of living data, United States is indeed cheaper than Bermuda. You would spend approximately 138.8% on living expenses by choosing United States over Bermuda. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

138.8%

Bermuda is 138.8% more expensive than United States

Restaurants

114.7%

Bermuda is 114.7% more expensive than United States in this category

Markets

53.3%

Bermuda is 53.3% more expensive than United States in this category

Other Expenses

80.0%

Bermuda is 80.0% more expensive than United States in this category

Transportation

32.2%

Bermuda is 32.2% more expensive than United States in this category

Household Utilities

12.3%

Bermuda is 12.3% more expensive than United States in this category

Mobile and Internet

111.0%

Bermuda is 111.0% more expensive than United States in this category

Sports And Leisure

191.6%

Bermuda is 191.6% more expensive than United States in this category

Childcare

8.1%

Bermuda is 8.1% more expensive than United States in this category

Clothing And Shoes

33.2%

Bermuda is 33.2% more expensive than United States in this category

Rent Per Month

147.8%

Bermuda is 147.8% more expensive than United States in this category

Property Prices

198.4%

Bermuda is 198.4% more expensive than United States in this category

Salaries And Financing

49.6%

Bermuda is 49.6% more expensive than United States in this category

Detailed Cost Comparison

Item Bermuda United States Difference
Basic Restaurant Meal 60.00 $ 20.00 $ 200.0%
Bermuda is 200.0% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 165.00 $ 75.00 $ 120.0%
Bermuda is 120.0% more expensive
McDonald's Fast Food Combo Meal 15.00 $ 11.50 $ 30.4%
Bermuda is 30.4% more expensive
Regular Cappuccino 5.94 $ 5.24 $ 13.4%
Bermuda is 13.4% more expensive
Soft Drink (330ml) 3.50 $ 2.56 $ 36.7%
Bermuda is 36.7% more expensive
Bottled Water (330ml) 3.25 $ 2.09 $ 55.5%
Bermuda is 55.5% more expensive
Bottled Water (1.5L) 4.20 $ 2.23 $ 88.3%
Bermuda is 88.3% more expensive
Imported Beer (330ml) 7.14 $ 4.38 $ 63.0%
Bermuda is 63.0% more expensive
Milk (1L) 5.10 $ 1.06 $ 381.1%
Bermuda is 381.1% more expensive
Fresh Bread (500g) 8.61 $ 3.63 $ 137.2%
Bermuda is 137.2% more expensive
White Rice (1kg) 5.21 $ 4.61 $ 13.0%
Bermuda is 13.0% more expensive
Eggs (12 pack) 8.18 $ 4.29 $ 90.7%
Bermuda is 90.7% more expensive
Local Cheese (1kg) 10.81 $ 12.93 $ 16.4%
Bermuda is 16.4% cheaper
Chicken Breast (1kg) 28.75 $ 12.20 $ 135.7%
Bermuda is 135.7% more expensive
Beef (1kg) 20.97 $ 10.78 $ 94.5%
Bermuda is 94.5% more expensive
Apples (1kg) 10.72 $ 5.28 $ 103.0%
Bermuda is 103.0% more expensive
Bananas (1kg) 6.88 $ 1.68 $ 309.5%
Bermuda is 309.5% more expensive
Oranges (1kg) 10.20 $ 4.50 $ 126.7%
Bermuda is 126.7% more expensive
Tomatoes (1kg) 8.71 $ 4.91 $ 77.4%
Bermuda is 77.4% more expensive
Potatoes (1kg) 8.00 $ 2.94 $ 172.1%
Bermuda is 172.1% more expensive
Onions (1kg) 6.22 $ 3.08 $ 101.9%
Bermuda is 101.9% more expensive
Lettuce (1 head) 5.80 $ 2.20 $ 163.6%
Bermuda is 163.6% more expensive
Monthly Transit Pass 69.00 $ 65.00 $ 6.2%
Bermuda is 6.2% more expensive
Cigarettes (20 pack) 18.00 $ 10.00 $ 80.0%
Bermuda is 80.0% more expensive
Single Bus/Train Ticket 4.50 $ 2.50 $ 80.0%
Bermuda is 80.0% more expensive
Taxi Base Fare 6.22 $ 3.75 $ 65.9%
Bermuda is 65.9% more expensive
Taxi per Kilometer 3.40 $ 1.74 $ 95.4%
Bermuda is 95.4% more expensive
Taxi Waiting Hourly Rate 53.90 $ 30.00 $ 79.7%
Bermuda is 79.7% more expensive
Gasoline (1L) 2.26 $ 0.93 $ 143.0%
Bermuda is 143.0% more expensive
New Economy Car 35,000.00 $ 30,000.00 $ 16.7%
Bermuda is 16.7% more expensive
New Mid-Range Car 39,000.00 $ 25,982.09 $ 50.1%
Bermuda is 50.1% more expensive
Monthly Utilities (80m² size) 234.25 $ 208.61 $ 12.3%
Bermuda is 12.3% more expensive
10 GB Mobile Plan with Data 119.18 $ 57.38 $ 107.7%
Bermuda is 107.7% more expensive
High-Speed Internet (> 60 Mbps) 153.12 $ 71.66 $ 113.7%
Bermuda is 113.7% more expensive
Gym Membership 180.71 $ 46.22 $ 291.0%
Bermuda is 291.0% more expensive
Tennis Court (Weekend) 46.67 $ 21.94 $ 112.7%
Bermuda is 112.7% more expensive
Movie Ticket 13.50 $ 14.44 $ 6.5%
Bermuda is 6.5% cheaper
Private Preschool (Full Day) 1,320.00 $ 1,372.78 $ 3.8%
Bermuda is 3.8% cheaper
International School (Yearly) 24,500.00 $ 22,512.19 $ 8.8%
Bermuda is 8.8% more expensive
1 Pair of Jeans 73.33 $ 52.18 $ 40.5%
Bermuda is 40.5% more expensive
1 Summer Dress 60.00 $ 42.56 $ 41.0%
Bermuda is 41.0% more expensive
1 Pair of Running Shoes 136.67 $ 89.93 $ 52.0%
Bermuda is 52.0% more expensive
1 Pair of Business Shoes 127.17 $ 113.60 $ 11.9%
Bermuda is 11.9% more expensive
1-Bedroom Apartment (City Center) 3,479.17 $ 1,746.65 $ 99.2%
Bermuda is 99.2% more expensive
1-Bedroom Apartment (Suburbs) 2,416.67 $ 1,440.62 $ 67.8%
Bermuda is 67.8% more expensive
3-Bedroom Apartment (City Center) 7,950.50 $ 2,896.11 $ 174.5%
Bermuda is 174.5% more expensive
3-Bedroom Apartment (Suburbs) 7,181.82 $ 2,403.74 $ 198.8%
Bermuda is 198.8% more expensive
Apartment Price (City Center) per m² 11,555.35 $ 3,233.83 $ 257.3%
Bermuda is 257.3% more expensive
Apartment Price (Suburbs) per m² 6,196.78 $ 2,715.21 $ 128.2%
Bermuda is 128.2% more expensive
Average Monthly Salary (after tax) 6,478.93 $ 4,329.01 $ 49.7%
Bermuda is 49.7% more expensive
20-Year Fixed Mortgage Rate 7.08 6.51 8.8%
Bermuda is 8.8% more expensive

Cost of Living Calculator

Calculate how your current expenses would change if you moved to United States. Enter your monthly expenses in Bermuda to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Bermuda and United States goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Bermuda vs United States

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Bermuda

  • Basic groceries tend to be more expensive, suggesting different shopping patterns.
  • Higher fuel costs indicate different transportation preferences.

United States

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.

Explore more

Cost of living in Bermuda Cost of living in United States

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