Cost of Living: Bermuda vs United Kingdom

Detailed comparison of living costs and expenses between Bermuda and United Kingdom.

Data updated: October 2026

Quick Comparison Summary

In simple terms, living in Bermuda is 201.6% more expensive than United Kingdom. The biggest difference is in Mobile and Internet, where costs are 355.0% higher. This means that for every $100 you spend in United Kingdom, you would spend about $302 in Bermuda for the same standard of living.

Key Differences

Mobile and Internet 355.0%

Bermuda is 355.0% more expensive

Sports And Leisure 218.5%

Bermuda is 218.5% more expensive

Rent Per Month 211.7%

Bermuda is 211.7% more expensive

Cost of Living Index

Overall Difference 201.6%

Bermuda is 201.6% more expensive than United Kingdom

Most Expensive Categories

  • Mobile and Internet +355.0%
  • Sports And Leisure +218.5%
  • Rent Per Month +211.7%

Is Bermuda cheaper than United Kingdom?

No, United Kingdom is cheaper than Bermuda

Overall, living costs in United Kingdom are 201.6% lower than in Bermuda.

Where United Kingdom is cheaper:

  • Mobile and Internet 355.0% cheaper
  • Sports And Leisure 218.5% cheaper
  • Rent Per Month 211.7% cheaper

Where United Kingdom is more expensive:

  • Household Utilities 27.4% more expensive
  • Other Expenses 11.5% more expensive
  • Transportation 6.1% more expensive

Practical Examples

Basic restaurant meal

Bermuda: 60.00 $ United Kingdom: 20.35 $
194.8% more expensive in Bermuda

1-bedroom apartment in city center

Bermuda: 3,479.17 $ United Kingdom: 1,411.39 $
146.5% more expensive in Bermuda

Monthly public transport pass

Bermuda: 69.00 $ United Kingdom: 94.95 $
27.3% cheaper in Bermuda

1 liter of milk

Bermuda: 5.10 $ United Kingdom: 1.69 $
201.8% more expensive in Bermuda

Summary

Based on comprehensive cost of living data, United Kingdom is indeed cheaper than Bermuda. You would spend approximately 201.6% on living expenses by choosing United Kingdom over Bermuda. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

201.6%

Bermuda is 201.6% more expensive than United Kingdom

Restaurants

102.9%

Bermuda is 102.9% more expensive than United Kingdom in this category

Markets

37.6%

Bermuda is 37.6% more expensive than United Kingdom in this category

Other Expenses

11.5%

Bermuda is 11.5% cheaper than United Kingdom in this category

Transportation

6.1%

Bermuda is 6.1% cheaper than United Kingdom in this category

Household Utilities

27.4%

Bermuda is 27.4% cheaper than United Kingdom in this category

Mobile and Internet

355.0%

Bermuda is 355.0% more expensive than United Kingdom in this category

Sports And Leisure

218.5%

Bermuda is 218.5% more expensive than United Kingdom in this category

Childcare

15.6%

Bermuda is 15.6% more expensive than United Kingdom in this category

Clothing And Shoes

17.0%

Bermuda is 17.0% more expensive than United Kingdom in this category

Rent Per Month

211.7%

Bermuda is 211.7% more expensive than United Kingdom in this category

Property Prices

55.8%

Bermuda is 55.8% more expensive than United Kingdom in this category

Salaries And Financing

100.5%

Bermuda is 100.5% more expensive than United Kingdom in this category

Detailed Cost Comparison

Item Bermuda United Kingdom Difference
Basic Restaurant Meal 60.00 $ 20.35 $ 194.8%
Bermuda is 194.8% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 165.00 $ 88.17 $ 87.1%
Bermuda is 87.1% more expensive
McDonald's Fast Food Combo Meal 15.00 $ 10.17 $ 47.5%
Bermuda is 47.5% more expensive
Regular Cappuccino 5.94 $ 4.62 $ 28.6%
Bermuda is 28.6% more expensive
Soft Drink (330ml) 3.50 $ 2.41 $ 45.2%
Bermuda is 45.2% more expensive
Bottled Water (330ml) 3.25 $ 1.72 $ 89.0%
Bermuda is 89.0% more expensive
Bottled Water (1.5L) 4.20 $ 1.53 $ 174.5%
Bermuda is 174.5% more expensive
Imported Beer (330ml) 7.14 $ 1.17 $ 510.3%
Bermuda is 510.3% more expensive
Milk (1L) 5.10 $ 1.69 $ 201.8%
Bermuda is 201.8% more expensive
Fresh Bread (500g) 8.61 $ 1.67 $ 415.6%
Bermuda is 415.6% more expensive
White Rice (1kg) 5.21 $ 2.21 $ 135.7%
Bermuda is 135.7% more expensive
Eggs (12 pack) 8.18 $ 4.03 $ 103.0%
Bermuda is 103.0% more expensive
Local Cheese (1kg) 10.81 $ 9.73 $ 11.1%
Bermuda is 11.1% more expensive
Chicken Breast (1kg) 28.75 $ 8.96 $ 220.9%
Bermuda is 220.9% more expensive
Beef (1kg) 20.97 $ 16.31 $ 28.6%
Bermuda is 28.6% more expensive
Apples (1kg) 10.72 $ 2.97 $ 260.9%
Bermuda is 260.9% more expensive
Bananas (1kg) 6.88 $ 1.64 $ 319.5%
Bermuda is 319.5% more expensive
Oranges (1kg) 10.20 $ 2.88 $ 254.2%
Bermuda is 254.2% more expensive
Tomatoes (1kg) 8.71 $ 3.54 $ 146.0%
Bermuda is 146.0% more expensive
Potatoes (1kg) 8.00 $ 1.65 $ 384.8%
Bermuda is 384.8% more expensive
Onions (1kg) 6.22 $ 1.55 $ 301.3%
Bermuda is 301.3% more expensive
Lettuce (1 head) 5.80 $ 1.14 $ 408.8%
Bermuda is 408.8% more expensive
Monthly Transit Pass 69.00 $ 94.95 $ 27.3%
Bermuda is 27.3% cheaper
Cigarettes (20 pack) 18.00 $ 20.33 $ 11.5%
Bermuda is 11.5% cheaper
Single Bus/Train Ticket 4.50 $ 3.26 $ 38.0%
Bermuda is 38.0% more expensive
Taxi Base Fare 6.22 $ 5.43 $ 14.5%
Bermuda is 14.5% more expensive
Taxi per Kilometer 3.40 $ 2.41 $ 41.1%
Bermuda is 41.1% more expensive
Taxi Waiting Hourly Rate 53.90 $ 27.13 $ 98.7%
Bermuda is 98.7% more expensive
Gasoline (1L) 2.26 $ 1.95 $ 15.9%
Bermuda is 15.9% more expensive
New Economy Car 35,000.00 $ 38,367.32 $ 8.8%
Bermuda is 8.8% cheaper
New Mid-Range Car 39,000.00 $ 40,488.21 $ 3.7%
Bermuda is 3.7% cheaper
Monthly Utilities (80m² size) 234.25 $ 322.47 $ 27.4%
Bermuda is 27.4% cheaper
10 GB Mobile Plan with Data 119.18 $ 17.46 $ 582.6%
Bermuda is 582.6% more expensive
High-Speed Internet (> 60 Mbps) 153.12 $ 42.38 $ 261.3%
Bermuda is 261.3% more expensive
Gym Membership 180.71 $ 46.25 $ 290.7%
Bermuda is 290.7% more expensive
Tennis Court (Weekend) 46.67 $ 15.82 $ 195.0%
Bermuda is 195.0% more expensive
Movie Ticket 13.50 $ 13.56 $ 0.4%
Bermuda is 0.4% cheaper
Private Preschool (Full Day) 1,320.00 $ 1,710.49 $ 22.8%
Bermuda is 22.8% cheaper
International School (Yearly) 24,500.00 $ 20,621.65 $ 18.8%
Bermuda is 18.8% more expensive
1 Pair of Jeans 73.33 $ 90.04 $ 18.6%
Bermuda is 18.6% cheaper
1 Summer Dress 60.00 $ 44.62 $ 34.5%
Bermuda is 34.5% more expensive
1 Pair of Running Shoes 136.67 $ 101.31 $ 34.9%
Bermuda is 34.9% more expensive
1 Pair of Business Shoes 127.17 $ 103.43 $ 23.0%
Bermuda is 23.0% more expensive
1-Bedroom Apartment (City Center) 3,479.17 $ 1,411.39 $ 146.5%
Bermuda is 146.5% more expensive
1-Bedroom Apartment (Suburbs) 2,416.67 $ 1,145.39 $ 111.0%
Bermuda is 111.0% more expensive
3-Bedroom Apartment (City Center) 7,950.50 $ 2,337.19 $ 240.2%
Bermuda is 240.2% more expensive
3-Bedroom Apartment (Suburbs) 7,181.82 $ 1,852.21 $ 287.7%
Bermuda is 287.7% more expensive
Apartment Price (City Center) per m² 11,555.35 $ 6,334.38 $ 82.4%
Bermuda is 82.4% more expensive
Apartment Price (Suburbs) per m² 6,196.78 $ 5,062.78 $ 22.4%
Bermuda is 22.4% more expensive
Average Monthly Salary (after tax) 6,478.93 $ 3,229.12 $ 100.6%
Bermuda is 100.6% more expensive
20-Year Fixed Mortgage Rate 7.08 5.75 23.1%
Bermuda is 23.1% more expensive

Cost of Living Calculator

Calculate how your current expenses would change if you moved to United Kingdom. Enter your monthly expenses in Bermuda to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Bermuda and United Kingdom goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Bermuda vs United Kingdom

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Bermuda

  • Basic groceries tend to be more expensive, suggesting different shopping patterns.
  • Higher fuel costs indicate different transportation preferences.

United Kingdom

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.

Explore more

Cost of living in Bermuda Cost of living in United Kingdom

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