Personal Finance Articles, Investing Research & Free Tools
BearSavings helps you save more, invest wisely, and plan ahead—with actionable articles, market insights, and free calculators built for everyday money decisions.
Tips, Explainers, And Deep Dives On Saving, Investing, Taxes, And Everyday Money—Updated Regularly On Our Blog.
Ray Dalio’s investment strategy in plain English: Bridgewater’s All Weather idea, the 30/40/15/7.5/7.5 retail allocation and how to build i…
Read Article →When RMDs start (73, or 75 if born 1960+), the IRS Uniform Lifetime Table, step-by-step 2026 RMD math with examples, which accounts can be…
Read Article →The official 2026 and 2027 HSA contribution limits ($4,400 / $8,750, then $4,500 / $9,000, plus the $1,000 age-55 catch-up), HDHP rules, th…
Read Article →The 2026 Roth IRA income limits by filing status, the $7,500 ($8,600 at 50+) contribution limit, how to calculate a reduced contribution, w…
Read Article →The official 2026 capital gains brackets by filing status (0%, 15%, 20%), how gains stack on your other income, 2026 short-term (ordinary)…
Read Article →Own the world with three low-cost index funds: US total stock, international total stock and total bond. Tickers, sample allocations, taxab…
Read Article →Jump Into The Area Of Personal Finance You Care About Most.
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Learn to grow your money
Beginner-friendly courses on budgeting, ETFs and stock investing. Learn at your own pace.
Udemy
Personal Finance from Zero: Budget, Save, Borrow & Invest
Money touches every day of your life, yet almost nobody is taught how it works. Where does your pay go between payday and the end of the…
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Udemy
Learning to Invest in Stocks Beginner's Guide
Learning the stock market can be challenging for complete beginners who want clear, simple guidance without confusing jargon or…
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Udemy
Personal Finance 101: Budget, Save & Invest
Do you ever feel like you’re working hard but not getting ahead? Do you get to the end of the month and wonder where all your money went?…
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Udemy
Invest Like a Pro: Your First Steps in Wealth Creation
A self-paced video course on budgeting, saving and investing and investing basics, with practical lessons you can apply right away.
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