Cost of Living: Bermuda vs France

Detailed comparison of living costs and expenses between Bermuda and France.

Data updated: October 2026

Quick Comparison Summary

In simple terms, living in Bermuda is 347.6% more expensive than France. The biggest difference is in Rent Per Month, where costs are 368.2% higher. This means that for every $100 you spend in France, you would spend about $448 in Bermuda for the same standard of living.

Key Differences

Rent Per Month 368.2%

Bermuda is 368.2% more expensive

Mobile and Internet 355.4%

Bermuda is 355.4% more expensive

Sports And Leisure 247.7%

Bermuda is 247.7% more expensive

Cost of Living Index

Overall Difference 347.6%

Bermuda is 347.6% more expensive than France

Most Expensive Categories

  • Rent Per Month +368.2%
  • Mobile and Internet +355.4%
  • Sports And Leisure +247.7%

Is Bermuda cheaper than France?

No, France is cheaper than Bermuda

Overall, living costs in France are 347.6% lower than in Bermuda.

Where France is cheaper:

  • Rent Per Month 368.2% cheaper
  • Mobile and Internet 355.4% cheaper
  • Sports And Leisure 247.7% cheaper

Where France is more expensive:

No significant cost disadvantages found.

Practical Examples

Basic restaurant meal

Bermuda: 60.00 $ France: 17.07 $
251.5% more expensive in Bermuda

1-bedroom apartment in city center

Bermuda: 3,479.17 $ France: 875.36 $
297.5% more expensive in Bermuda

1 liter of milk

Bermuda: 5.10 $ France: 1.31 $
289.3% more expensive in Bermuda

1 liter of gasoline

Bermuda: 2.26 $ France: 2.04 $
10.8% more expensive in Bermuda

Summary

Based on comprehensive cost of living data, France is indeed cheaper than Bermuda. You would spend approximately 347.6% on living expenses by choosing France over Bermuda. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

347.6%

Bermuda is 347.6% more expensive than France

Restaurants

120.4%

Bermuda is 120.4% more expensive than France in this category

Markets

37.9%

Bermuda is 37.9% more expensive than France in this category

Other Expenses

31.8%

Bermuda is 31.8% more expensive than France in this category

Transportation

1.3%

Bermuda is 1.3% more expensive than France in this category

Household Utilities

11.1%

Bermuda is 11.1% more expensive than France in this category

Mobile and Internet

355.4%

Bermuda is 355.4% more expensive than France in this category

Sports And Leisure

247.7%

Bermuda is 247.7% more expensive than France in this category

Childcare

108.3%

Bermuda is 108.3% more expensive than France in this category

Clothing And Shoes

2.1%

Bermuda is 2.1% more expensive than France in this category

Rent Per Month

368.2%

Bermuda is 368.2% more expensive than France in this category

Property Prices

62.7%

Bermuda is 62.7% more expensive than France in this category

Salaries And Financing

141.0%

Bermuda is 141.0% more expensive than France in this category

Detailed Cost Comparison

Item Bermuda France Difference
Basic Restaurant Meal 60.00 $ 17.07 $ 251.5%
Bermuda is 251.5% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 165.00 $ 68.30 $ 141.6%
Bermuda is 141.6% more expensive
McDonald's Fast Food Combo Meal 15.00 $ 12.52 $ 19.8%
Bermuda is 19.8% more expensive
Regular Cappuccino 5.94 $ 3.63 $ 63.6%
Bermuda is 63.6% more expensive
Soft Drink (330ml) 3.50 $ 3.19 $ 9.7%
Bermuda is 9.7% more expensive
Bottled Water (330ml) 3.25 $ 2.21 $ 47.1%
Bermuda is 47.1% more expensive
Bottled Water (1.5L) 4.20 $ 0.78 $ 438.5%
Bermuda is 438.5% more expensive
Local Beer (500ml) 1.88 $ ? N/A
Imported Beer (330ml) 7.14 $ 3.33 $ 114.4%
Bermuda is 114.4% more expensive
Mid-Range Wine 5.79 $ 11.38 $ 49.1%
Bermuda is 49.1% cheaper
Local Beer (500ml bottle) 1.74 $ ? N/A
Milk (1L) 5.10 $ 1.31 $ 289.3%
Bermuda is 289.3% more expensive
Fresh Bread (500g) 8.61 $ 2.04 $ 322.1%
Bermuda is 322.1% more expensive
White Rice (1kg) 5.21 $ 2.59 $ 101.2%
Bermuda is 101.2% more expensive
Eggs (12 pack) 8.18 $ 4.29 $ 90.7%
Bermuda is 90.7% more expensive
Local Cheese (1kg) 10.81 $ 20.08 $ 46.2%
Bermuda is 46.2% cheaper
Chicken Breast (1kg) 28.75 $ 13.86 $ 107.4%
Bermuda is 107.4% more expensive
Beef (1kg) 20.97 $ 21.30 $ 1.5%
Bermuda is 1.5% cheaper
Apples (1kg) 10.72 $ 3.12 $ 243.6%
Bermuda is 243.6% more expensive
Bananas (1kg) 6.88 $ 2.33 $ 195.3%
Bermuda is 195.3% more expensive
Oranges (1kg) 10.20 $ 3.10 $ 229.0%
Bermuda is 229.0% more expensive
Tomatoes (1kg) 8.71 $ 3.63 $ 139.9%
Bermuda is 139.9% more expensive
Potatoes (1kg) 8.00 $ 2.35 $ 240.4%
Bermuda is 240.4% more expensive
Onions (1kg) 6.22 $ 2.45 $ 153.9%
Bermuda is 153.9% more expensive
Lettuce (1 head) 5.80 $ 1.57 $ 269.4%
Bermuda is 269.4% more expensive
Monthly Transit Pass 69.00 $ 70.58 $ 2.2%
Bermuda is 2.2% cheaper
Cigarettes (20 pack) 18.00 $ 13.66 $ 31.8%
Bermuda is 31.8% more expensive
Single Bus/Train Ticket 4.50 $ 2.16 $ 108.3%
Bermuda is 108.3% more expensive
Taxi Base Fare 6.22 $ 5.46 $ 13.9%
Bermuda is 13.9% more expensive
Taxi per Kilometer 3.40 $ 2.28 $ 49.1%
Bermuda is 49.1% more expensive
Taxi Waiting Hourly Rate 53.90 $ 37.22 $ 44.8%
Bermuda is 44.8% more expensive
Gasoline (1L) 2.26 $ 2.04 $ 10.8%
Bermuda is 10.8% more expensive
New Economy Car 35,000.00 $ 36,876.07 $ 5.1%
Bermuda is 5.1% cheaper
New Mid-Range Car 39,000.00 $ 36,162.84 $ 7.8%
Bermuda is 7.8% more expensive
Monthly Utilities (80m² size) 234.25 $ 210.87 $ 11.1%
Bermuda is 11.1% more expensive
10 GB Mobile Plan with Data 119.18 $ 25.59 $ 365.7%
Bermuda is 365.7% more expensive
High-Speed Internet (> 60 Mbps) 153.12 $ 34.21 $ 347.6%
Bermuda is 347.6% more expensive
Gym Membership 180.71 $ 37.20 $ 385.8%
Bermuda is 385.8% more expensive
Tennis Court (Weekend) 46.67 $ 18.42 $ 153.4%
Bermuda is 153.4% more expensive
Movie Ticket 13.50 $ 13.66 $ 1.2%
Bermuda is 1.2% cheaper
Private Preschool (Full Day) 1,320.00 $ 800.37 $ 64.9%
Bermuda is 64.9% more expensive
International School (Yearly) 24,500.00 $ 11,595.44 $ 111.3%
Bermuda is 111.3% more expensive
1 Pair of Jeans 73.33 $ 102.59 $ 28.5%
Bermuda is 28.5% cheaper
1 Summer Dress 60.00 $ 43.82 $ 36.9%
Bermuda is 36.9% more expensive
1 Pair of Running Shoes 136.67 $ 104.20 $ 31.2%
Bermuda is 31.2% more expensive
1 Pair of Business Shoes 127.17 $ 138.28 $ 8.0%
Bermuda is 8.0% cheaper
1-Bedroom Apartment (City Center) 3,479.17 $ 875.36 $ 297.5%
Bermuda is 297.5% more expensive
1-Bedroom Apartment (Suburbs) 2,416.67 $ 692.40 $ 249.0%
Bermuda is 249.0% more expensive
3-Bedroom Apartment (City Center) 7,950.50 $ 1,634.03 $ 386.6%
Bermuda is 386.6% more expensive
3-Bedroom Apartment (Suburbs) 7,181.82 $ 1,289.02 $ 457.2%
Bermuda is 457.2% more expensive
Apartment Price (City Center) per m² 11,555.35 $ 6,484.72 $ 78.2%
Bermuda is 78.2% more expensive
Apartment Price (Suburbs) per m² 6,196.78 $ 4,425.62 $ 40.0%
Bermuda is 40.0% more expensive
Average Monthly Salary (after tax) 6,478.93 $ 2,687.45 $ 141.1%
Bermuda is 141.1% more expensive
20-Year Fixed Mortgage Rate 7.08 3.66 93.4%
Bermuda is 93.4% more expensive

Cost of Living Calculator

Calculate how your current expenses would change if you moved to France. Enter your monthly expenses in Bermuda to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Bermuda and France goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Bermuda vs France

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Bermuda

  • Basic groceries tend to be more expensive, suggesting different shopping patterns.
  • Higher fuel costs indicate different transportation preferences.

France

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.