Cost of Living: Bermuda vs Australia

Detailed comparison of living costs and expenses between Bermuda and Australia.

Data updated: October 2026

Quick Comparison Summary

In simple terms, living in Bermuda is 208.6% more expensive than Australia. The biggest difference is in Mobile and Internet, where costs are 241.9% higher. This means that for every $100 you spend in Australia, you would spend about $309 in Bermuda for the same standard of living.

Key Differences

Mobile and Internet 241.9%

Bermuda is 241.9% more expensive

Rent Per Month 221.5%

Bermuda is 221.5% more expensive

Sports And Leisure 207.6%

Bermuda is 207.6% more expensive

Cost of Living Index

Overall Difference 208.6%

Bermuda is 208.6% more expensive than Australia

Most Expensive Categories

  • Mobile and Internet +241.9%
  • Rent Per Month +221.5%
  • Sports And Leisure +207.6%

Is Bermuda cheaper than Australia?

No, Australia is cheaper than Bermuda

Overall, living costs in Australia are 208.6% lower than in Bermuda.

Where Australia is cheaper:

  • Mobile and Internet 241.9% cheaper
  • Rent Per Month 221.5% cheaper
  • Sports And Leisure 207.6% cheaper

Where Australia is more expensive:

  • Other Expenses 42.2% more expensive

Practical Examples

Basic restaurant meal

Bermuda: 60.00 $ Australia: 16.22 $
269.9% more expensive in Bermuda

1-bedroom apartment in city center

Bermuda: 3,479.17 $ Australia: 1,381.57 $
151.8% more expensive in Bermuda

Monthly public transport pass

Bermuda: 69.00 $ Australia: 97.35 $
29.1% cheaper in Bermuda

1 liter of milk

Bermuda: 5.10 $ Australia: 1.53 $
233.3% more expensive in Bermuda

Summary

Based on comprehensive cost of living data, Australia is indeed cheaper than Bermuda. You would spend approximately 208.6% on living expenses by choosing Australia over Bermuda. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

208.6%

Bermuda is 208.6% more expensive than Australia

Restaurants

100.6%

Bermuda is 100.6% more expensive than Australia in this category

Markets

34.1%

Bermuda is 34.1% more expensive than Australia in this category

Other Expenses

42.2%

Bermuda is 42.2% cheaper than Australia in this category

Transportation

43.7%

Bermuda is 43.7% more expensive than Australia in this category

Household Utilities

33.2%

Bermuda is 33.2% more expensive than Australia in this category

Mobile and Internet

241.9%

Bermuda is 241.9% more expensive than Australia in this category

Sports And Leisure

207.6%

Bermuda is 207.6% more expensive than Australia in this category

Childcare

85.4%

Bermuda is 85.4% more expensive than Australia in this category

Clothing And Shoes

18.8%

Bermuda is 18.8% more expensive than Australia in this category

Rent Per Month

221.5%

Bermuda is 221.5% more expensive than Australia in this category

Property Prices

49.4%

Bermuda is 49.4% more expensive than Australia in this category

Salaries And Financing

78.9%

Bermuda is 78.9% more expensive than Australia in this category

Detailed Cost Comparison

Item Bermuda Australia Difference
Basic Restaurant Meal 60.00 $ 16.22 $ 269.9%
Bermuda is 269.9% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 165.00 $ 77.88 $ 111.9%
Bermuda is 111.9% more expensive
McDonald's Fast Food Combo Meal 15.00 $ 9.73 $ 54.2%
Bermuda is 54.2% more expensive
Imported Non-Alcoholic Beer (0.33 liter bottle) 3.69 $ 8.14 $ 54.7%
Bermuda is 54.7% cheaper
Regular Cappuccino 5.94 $ 3.48 $ 70.7%
Bermuda is 70.7% more expensive
Soft Drink (330ml) 3.50 $ 2.62 $ 33.6%
Bermuda is 33.6% more expensive
Bottled Water (330ml) 3.25 $ 2.16 $ 50.5%
Bermuda is 50.5% more expensive
Bottled Water (1.5L) 4.20 $ 1.51 $ 178.1%
Bermuda is 178.1% more expensive
Local Beer (500ml) 1.88 $ 5.69 $ 67.0%
Bermuda is 67.0% cheaper
Imported Beer (330ml) 7.14 $ 1.29 $ 453.5%
Bermuda is 453.5% more expensive
Mid-Range Wine 5.79 $ 7.97 $ 27.4%
Bermuda is 27.4% cheaper
Local Beer (500ml bottle) 1.74 $ 1.43 $ 21.7%
Bermuda is 21.7% more expensive
Milk (1L) 5.10 $ 1.53 $ 233.3%
Bermuda is 233.3% more expensive
Fresh Bread (500g) 8.61 $ 2.45 $ 251.4%
Bermuda is 251.4% more expensive
White Rice (1kg) 5.21 $ 2.05 $ 154.1%
Bermuda is 154.1% more expensive
Eggs (12 pack) 8.18 $ 4.31 $ 89.8%
Bermuda is 89.8% more expensive
Local Cheese (1kg) 10.81 $ 8.89 $ 21.6%
Bermuda is 21.6% more expensive
Chicken Breast (1kg) 28.75 $ 8.44 $ 240.6%
Bermuda is 240.6% more expensive
Beef (1kg) 20.97 $ 13.88 $ 51.1%
Bermuda is 51.1% more expensive
Apples (1kg) 10.72 $ 3.19 $ 236.1%
Bermuda is 236.1% more expensive
Bananas (1kg) 6.88 $ 2.75 $ 150.2%
Bermuda is 150.2% more expensive
Oranges (1kg) 10.20 $ 2.93 $ 248.1%
Bermuda is 248.1% more expensive
Tomatoes (1kg) 8.71 $ 4.30 $ 102.6%
Bermuda is 102.6% more expensive
Potatoes (1kg) 8.00 $ 2.47 $ 223.9%
Bermuda is 223.9% more expensive
Onions (1kg) 6.22 $ 2.14 $ 190.7%
Bermuda is 190.7% more expensive
Lettuce (1 head) 5.80 $ 2.22 $ 161.3%
Bermuda is 161.3% more expensive
Monthly Transit Pass 69.00 $ 97.35 $ 29.1%
Bermuda is 29.1% cheaper
Cigarettes (20 pack) 18.00 $ 31.15 $ 42.2%
Bermuda is 42.2% cheaper
Single Bus/Train Ticket 4.50 $ 2.92 $ 54.1%
Bermuda is 54.1% more expensive
Taxi Base Fare 6.22 $ 3.89 $ 59.9%
Bermuda is 59.9% more expensive
Taxi per Kilometer 3.40 $ 1.88 $ 80.9%
Bermuda is 80.9% more expensive
Taxi Waiting Hourly Rate 53.90 $ 37.90 $ 42.2%
Bermuda is 42.2% more expensive
Gasoline (1L) 2.26 $ 1.18 $ 91.5%
Bermuda is 91.5% more expensive
New Economy Car 35,000.00 $ 28,829.12 $ 21.4%
Bermuda is 21.4% more expensive
New Mid-Range Car 39,000.00 $ 22,658.59 $ 72.1%
Bermuda is 72.1% more expensive
Monthly Utilities (80m² size) 234.25 $ 175.90 $ 33.2%
Bermuda is 33.2% more expensive
10 GB Mobile Plan with Data 119.18 $ 26.66 $ 347.0%
Bermuda is 347.0% more expensive
High-Speed Internet (> 60 Mbps) 153.12 $ 52.98 $ 189.0%
Bermuda is 189.0% more expensive
Gym Membership 180.71 $ 47.43 $ 281.0%
Bermuda is 281.0% more expensive
Tennis Court (Weekend) 46.67 $ 16.59 $ 181.3%
Bermuda is 181.3% more expensive
Movie Ticket 13.50 $ 14.28 $ 5.5%
Bermuda is 5.5% cheaper
Private Preschool (Full Day) 1,320.00 $ 1,570.69 $ 16.0%
Bermuda is 16.0% cheaper
International School (Yearly) 24,500.00 $ 12,354.33 $ 98.3%
Bermuda is 98.3% more expensive
1 Pair of Jeans 73.33 $ 71.57 $ 2.5%
Bermuda is 2.5% more expensive
1 Summer Dress 60.00 $ 50.87 $ 17.9%
Bermuda is 17.9% more expensive
1 Pair of Running Shoes 136.67 $ 102.13 $ 33.8%
Bermuda is 33.8% more expensive
1 Pair of Business Shoes 127.17 $ 109.73 $ 15.9%
Bermuda is 15.9% more expensive
1-Bedroom Apartment (City Center) 3,479.17 $ 1,381.57 $ 151.8%
Bermuda is 151.8% more expensive
1-Bedroom Apartment (Suburbs) 2,416.67 $ 1,095.96 $ 120.5%
Bermuda is 120.5% more expensive
3-Bedroom Apartment (City Center) 7,950.50 $ 2,332.99 $ 240.8%
Bermuda is 240.8% more expensive
3-Bedroom Apartment (Suburbs) 7,181.82 $ 1,729.44 $ 315.3%
Bermuda is 315.3% more expensive
Apartment Price (City Center) per m² 11,555.35 $ 6,794.53 $ 70.1%
Bermuda is 70.1% more expensive
Apartment Price (Suburbs) per m² 6,196.78 $ 5,084.33 $ 21.9%
Bermuda is 21.9% more expensive
Average Monthly Salary (after tax) 6,478.93 $ 3,619.71 $ 79.0%
Bermuda is 79.0% more expensive
20-Year Fixed Mortgage Rate 7.08 6.35 11.5%
Bermuda is 11.5% more expensive

Cost of Living Calculator

Calculate how your current expenses would change if you moved to Australia. Enter your monthly expenses in Bermuda to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Bermuda and Australia goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Bermuda vs Australia

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Bermuda

  • Basic groceries tend to be more expensive, suggesting different shopping patterns.
  • Higher fuel costs indicate different transportation preferences.

Australia

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.

Explore more

Cost of living in Bermuda Cost of living in Australia

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