Texas Property Tax Calculator

See how much you can expect to pay in Texas property taxes based on your home's value, homestead exemptions, and local tax rates. Customize each rate to match your county, city, school district, and special districts.

Includes Homestead Exemptions Breakdown by Taxing Unit Monthly & Annual Estimates

Calculator Inputs

Use the appraised market value from your county appraisal district.

Enter the total homestead exemption amount applied to your property.

Optional: Add school district or local senior/disability exemptions if eligible.

Estimated Property Tax

Taxable Value

$0

Annual Property Tax

$0

Monthly Property Tax

$0

Combined Tax Rate 0%
Effective Rate on Market Value 0%

Estimates are informational only. Contact your county appraisal district for certified tax figures.

How Texas Property Taxes Are Calculated

Texas does not have a state income tax, so local governments rely heavily on property taxes to fund schools, infrastructure, and public services. Each taxing authority sets a rate expressed per $100 of assessed value. Your annual property tax bill is calculated by dividing your taxable value by 100 and multiplying it by the combined tax rate.

Common taxing units include the county, independent school district (ISD), city, hospital districts, community colleges, and utility or special purpose districts. Homestead exemptions reduce your taxable value and may vary by taxing unit.

Typical Texas Property Tax Rates

Statewide Averages

  • Average combined rate: 1.60% – 2.50%
  • School districts: 0.90% – 1.30%
  • Counties: 0.40% – 0.80%
  • Cities & special districts vary widely

Ways to Lower Your Bill

  • File your homestead exemption
  • Apply for senior, disability, or veteran exemptions
  • Compare appraisal district values to recent comparable sales
  • Protest your appraisal before the May 15 deadline

Frequently Asked Questions

When are Texas property taxes due?

Property tax bills are issued in October and must be paid by January 31 of the following year to avoid penalties and interest.

How does the homestead exemption work?

Homestead exemptions reduce the taxable value of your primary residence. The state mandates a $40,000 school district exemption, and many local taxing units offer additional optional exemptions.

Can my taxable value increase every year?

If you have a homestead exemption, your taxable value for school district taxes is capped at a 10% annual increase plus the value of improvements. Other taxing units may have similar caps or optional freezes for seniors.