Cost of Living: Gibraltar vs Germany

Detailed comparison of living costs and expenses between Gibraltar and Germany.

Data updated: September 2026

Quick Comparison Summary

In simple terms, living in Gibraltar is 89.8% more expensive than Germany. The biggest difference is in Rent Per Month, where costs are 99.4% higher. This means that for every $100 you spend in Germany, you would spend about $190 in Gibraltar for the same standard of living.

Key Differences

Rent Per Month 99.4%

Gibraltar is 99.4% more expensive

Property Prices 79.1%

Gibraltar is 79.1% more expensive

Childcare 70.0%

Gibraltar is 70.0% more expensive

Cost of Living Index

Overall Difference 89.8%

Gibraltar is 89.8% more expensive than Germany

Most Expensive Categories

  • Rent Per Month +99.4%
  • Property Prices +79.1%
  • Childcare +70.0%

Is Gibraltar cheaper than Germany?

No, Germany is cheaper than Gibraltar

Overall, living costs in Germany are 89.8% lower than in Gibraltar.

Where Germany is cheaper:

  • Rent Per Month 99.4% cheaper
  • Property Prices 79.1% cheaper
  • Childcare 70.0% cheaper

Where Germany is more expensive:

  • Household Utilities 61.8% more expensive
  • Markets 51.8% more expensive
  • Other Expenses 49.6% more expensive

Practical Examples

Basic restaurant meal

Gibraltar: 20.35 $ Germany: 17.07 $
19.2% more expensive in Gibraltar

1-bedroom apartment in city center

Gibraltar: 1,770.46 $ Germany: 1,014.84 $
74.5% more expensive in Gibraltar

Monthly public transport pass

Gibraltar: 0.00 $ Germany: 62.61 $
100.0% cheaper in Gibraltar

1 liter of milk

Gibraltar: 1.97 $ Germany: 1.26 $
56.3% more expensive in Gibraltar

Summary

Based on comprehensive cost of living data, Germany is indeed cheaper than Gibraltar. You would spend approximately 89.8% on living expenses by choosing Germany over Gibraltar. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

89.8%

Gibraltar is 89.8% more expensive than Germany

Restaurants

28.4%

Gibraltar is 28.4% more expensive than Germany in this category

Markets

51.8%

Gibraltar is 51.8% cheaper than Germany in this category

Other Expenses

49.6%

Gibraltar is 49.6% cheaper than Germany in this category

Transportation

14.1%

Gibraltar is 14.1% more expensive than Germany in this category

Household Utilities

61.8%

Gibraltar is 61.8% cheaper than Germany in this category

Mobile and Internet

26.8%

Gibraltar is 26.8% more expensive than Germany in this category

Sports And Leisure

24.5%

Gibraltar is 24.5% more expensive than Germany in this category

Childcare

70.0%

Gibraltar is 70.0% more expensive than Germany in this category

Clothing And Shoes

2.2%

Gibraltar is 2.2% more expensive than Germany in this category

Rent Per Month

99.4%

Gibraltar is 99.4% more expensive than Germany in this category

Property Prices

79.1%

Gibraltar is 79.1% more expensive than Germany in this category

Salaries And Financing

5.7%

Gibraltar is 5.7% cheaper than Germany in this category

Detailed Cost Comparison

Item Gibraltar Germany Difference
Basic Restaurant Meal 20.35 $ 17.07 $ 19.2%
Gibraltar is 19.2% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 108.52 $ 73.99 $ 46.7%
Gibraltar is 46.7% more expensive
McDonald's Fast Food Combo Meal 14.58 $ 11.38 $ 28.1%
Gibraltar is 28.1% more expensive
Regular Cappuccino 3.56 $ 3.99 $ 10.8%
Gibraltar is 10.8% cheaper
Soft Drink (330ml) 1.68 $ 3.28 $ 48.8%
Gibraltar is 48.8% cheaper
Bottled Water (330ml) 1.92 $ 2.95 $ 34.9%
Gibraltar is 34.9% cheaper
Bottled Water (1.5L) 1.10 $ 1.07 $ 2.8%
Gibraltar is 2.8% more expensive
Local Beer (500ml) 1.85 $ 5.69 $ 67.5%
Gibraltar is 67.5% cheaper
Imported Beer (330ml) 3.99 $ 1.74 $ 129.3%
Gibraltar is 129.3% more expensive
Mid-Range Wine 10.36 $ 9.11 $ 13.7%
Gibraltar is 13.7% more expensive
Local Beer (500ml bottle) 1.85 $ 1.98 $ 6.6%
Gibraltar is 6.6% cheaper
Milk (1L) 1.97 $ 1.26 $ 56.3%
Gibraltar is 56.3% more expensive
Fresh Bread (500g) 2.00 $ 2.19 $ 8.7%
Gibraltar is 8.7% cheaper
White Rice (1kg) 3.61 $ 3.33 $ 8.4%
Gibraltar is 8.4% more expensive
Eggs (12 pack) 5.14 $ 3.79 $ 35.6%
Gibraltar is 35.6% more expensive
Local Cheese (1kg) 10.70 $ 14.58 $ 26.6%
Gibraltar is 26.6% cheaper
Chicken Breast (1kg) 8.82 $ 13.95 $ 36.8%
Gibraltar is 36.8% cheaper
Beef (1kg) 14.04 $ 19.57 $ 28.3%
Gibraltar is 28.3% cheaper
Apples (1kg) 3.63 $ 3.16 $ 14.9%
Gibraltar is 14.9% more expensive
Bananas (1kg) 3.40 $ 1.81 $ 87.8%
Gibraltar is 87.8% more expensive
Oranges (1kg) 3.73 $ 2.25 $ 65.8%
Gibraltar is 65.8% more expensive
Tomatoes (1kg) 2.91 $ 4.77 $ 39.0%
Gibraltar is 39.0% cheaper
Potatoes (1kg) 2.62 $ 1.56 $ 67.9%
Gibraltar is 67.9% more expensive
Onions (1kg) 2.36 $ 1.59 $ 48.4%
Gibraltar is 48.4% more expensive
Lettuce (1 head) 1.74 $ 1.86 $ 6.5%
Gibraltar is 6.5% cheaper
Monthly Transit Pass 0.00 $ 62.61 $ 100.0%
Gibraltar is 100.0% cheaper
Cigarettes (20 pack) 4.82 $ 9.56 $ 49.6%
Gibraltar is 49.6% cheaper
Single Bus/Train Ticket 2.44 $ 3.64 $ 33.0%
Gibraltar is 33.0% cheaper
Taxi Base Fare 9.50 $ 5.58 $ 70.3%
Gibraltar is 70.3% more expensive
Taxi per Kilometer 2.71 $ 2.85 $ 4.9%
Gibraltar is 4.9% cheaper
Taxi Waiting Hourly Rate 13.56 $ 37.56 $ 63.9%
Gibraltar is 63.9% cheaper
Gasoline (1L) 1.62 $ 1.97 $ 17.8%
Gibraltar is 17.8% cheaper
New Economy Car 45,610.78 $ 30,939.70 $ 47.4%
Gibraltar is 47.4% more expensive
New Mid-Range Car 31,650.61 $ 36,770.68 $ 13.9%
Gibraltar is 13.9% cheaper
Monthly Utilities (80m² size) 131.70 $ 344.76 $ 61.8%
Gibraltar is 61.8% cheaper
10 GB Mobile Plan with Data 33.91 $ 27.11 $ 25.1%
Gibraltar is 25.1% more expensive
High-Speed Internet (> 60 Mbps) 65.01 $ 50.88 $ 27.8%
Gibraltar is 27.8% more expensive
Gym Membership 80.03 $ 39.89 $ 100.6%
Gibraltar is 100.6% more expensive
Tennis Court (Weekend) 3.39 $ 24.36 $ 86.1%
Gibraltar is 86.1% cheaper
Movie Ticket 13.56 $ 13.66 $ 0.7%
Gibraltar is 0.7% cheaper
Private Preschool (Full Day) 791.27 $ 465.43 $ 70.0%
Gibraltar is 70.0% more expensive
International School (Yearly) ? 14,669.30 $ N/A
1 Pair of Jeans 135.08 $ 91.97 $ 46.9%
Gibraltar is 46.9% more expensive
1 Summer Dress 44.93 $ 43.30 $ 3.8%
Gibraltar is 3.8% more expensive
1 Pair of Running Shoes 99.76 $ 100.63 $ 0.9%
Gibraltar is 0.9% cheaper
1 Pair of Business Shoes 94.95 $ 130.63 $ 27.3%
Gibraltar is 27.3% cheaper
1-Bedroom Apartment (City Center) 1,770.46 $ 1,014.84 $ 74.5%
Gibraltar is 74.5% more expensive
1-Bedroom Apartment (Suburbs) 1,648.47 $ 764.76 $ 115.6%
Gibraltar is 115.6% more expensive
3-Bedroom Apartment (City Center) 3,551.36 $ 1,887.97 $ 88.1%
Gibraltar is 88.1% more expensive
3-Bedroom Apartment (Suburbs) 3,190.49 $ 1,429.32 $ 123.2%
Gibraltar is 123.2% more expensive
Apartment Price (City Center) per m² 11,266.03 $ 6,242.76 $ 80.5%
Gibraltar is 80.5% more expensive
Apartment Price (Suburbs) per m² 8,654.76 $ 4,879.58 $ 77.4%
Gibraltar is 77.4% more expensive
Average Monthly Salary (after tax) 3,089.70 $ 3,276.32 $ 5.7%
Gibraltar is 5.7% cheaper
20-Year Fixed Mortgage Rate 3.60 3.98 9.5%
Gibraltar is 9.5% cheaper

Cost of Living Calculator

Calculate how your current expenses would change if you moved to Germany. Enter your monthly expenses in Gibraltar to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Gibraltar and Germany goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Gibraltar vs Germany

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Gibraltar

  • Basic groceries tend to be more expensive, suggesting different shopping patterns.

Germany

  • Lower fuel costs indicate different transportation infrastructure.

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.

Explore more

Cost of living in Gibraltar Cost of living in Germany

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