Cost of Living: Gibraltar vs Australia

Detailed comparison of living costs and expenses between Gibraltar and Australia.

Data updated: September 2026

Quick Comparison Summary

In simple terms, living in Gibraltar is 49.0% more expensive than Australia. The biggest difference is in Other Expenses, where costs are 84.5% lower. This means that for every $100 you spend in Australia, you would spend about $149 in Gibraltar for the same standard of living.

Key Differences

Property Prices 67.7%

Gibraltar is 67.7% more expensive

Rent Per Month 55.4%

Gibraltar is 55.4% more expensive

Transportation 50.0%

Gibraltar is 50.0% more expensive

Cost of Living Index

Overall Difference 49.0%

Gibraltar is 49.0% more expensive than Australia

Most Expensive Categories

  • Property Prices +67.7%
  • Rent Per Month +55.4%
  • Transportation +50.0%

Is Gibraltar cheaper than Australia?

No, Australia is cheaper than Gibraltar

Overall, living costs in Australia are 49.0% lower than in Gibraltar.

Where Australia is cheaper:

  • Property Prices 67.7% cheaper
  • Rent Per Month 55.4% cheaper
  • Transportation 50.0% cheaper

Where Australia is more expensive:

  • Other Expenses 84.5% more expensive
  • Markets 58.0% more expensive
  • Childcare 49.6% more expensive

Practical Examples

Basic restaurant meal

Gibraltar: 20.35 $ Australia: 16.22 $
25.5% more expensive in Gibraltar

1-bedroom apartment in city center

Gibraltar: 1,770.46 $ Australia: 1,381.57 $
28.1% more expensive in Gibraltar

Monthly public transport pass

Gibraltar: 0.00 $ Australia: 97.35 $
100.0% cheaper in Gibraltar

1 liter of milk

Gibraltar: 1.97 $ Australia: 1.53 $
28.8% more expensive in Gibraltar

Summary

Based on comprehensive cost of living data, Australia is indeed cheaper than Gibraltar. You would spend approximately 49.0% on living expenses by choosing Australia over Gibraltar. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

49.0%

Gibraltar is 49.0% more expensive than Australia

Restaurants

30.6%

Gibraltar is 30.6% more expensive than Australia in this category

Markets

58.0%

Gibraltar is 58.0% cheaper than Australia in this category

Other Expenses

84.5%

Gibraltar is 84.5% cheaper than Australia in this category

Transportation

50.0%

Gibraltar is 50.0% more expensive than Australia in this category

Household Utilities

25.1%

Gibraltar is 25.1% cheaper than Australia in this category

Mobile and Internet

24.2%

Gibraltar is 24.2% more expensive than Australia in this category

Sports And Leisure

23.9%

Gibraltar is 23.9% more expensive than Australia in this category

Childcare

49.6%

Gibraltar is 49.6% cheaper than Australia in this category

Clothing And Shoes

12.1%

Gibraltar is 12.1% more expensive than Australia in this category

Rent Per Month

55.4%

Gibraltar is 55.4% more expensive than Australia in this category

Property Prices

67.7%

Gibraltar is 67.7% more expensive than Australia in this category

Salaries And Financing

14.7%

Gibraltar is 14.7% cheaper than Australia in this category

Detailed Cost Comparison

Item Gibraltar Australia Difference
Basic Restaurant Meal 20.35 $ 16.22 $ 25.5%
Gibraltar is 25.5% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 108.52 $ 77.88 $ 39.3%
Gibraltar is 39.3% more expensive
McDonald's Fast Food Combo Meal 14.58 $ 9.73 $ 49.8%
Gibraltar is 49.8% more expensive
Regular Cappuccino 3.56 $ 3.48 $ 2.3%
Gibraltar is 2.3% more expensive
Soft Drink (330ml) 1.68 $ 2.62 $ 35.9%
Gibraltar is 35.9% cheaper
Bottled Water (330ml) 1.92 $ 2.16 $ 11.1%
Gibraltar is 11.1% cheaper
Bottled Water (1.5L) 1.10 $ 1.51 $ 27.2%
Gibraltar is 27.2% cheaper
Local Beer (500ml) 1.85 $ 5.69 $ 67.5%
Gibraltar is 67.5% cheaper
Imported Beer (330ml) 3.99 $ 1.29 $ 209.3%
Gibraltar is 209.3% more expensive
Mid-Range Wine 10.36 $ 7.97 $ 30.0%
Gibraltar is 30.0% more expensive
Local Beer (500ml bottle) 1.85 $ 1.43 $ 29.4%
Gibraltar is 29.4% more expensive
Milk (1L) 1.97 $ 1.53 $ 28.8%
Gibraltar is 28.8% more expensive
Fresh Bread (500g) 2.00 $ 2.45 $ 18.4%
Gibraltar is 18.4% cheaper
White Rice (1kg) 3.61 $ 2.05 $ 76.1%
Gibraltar is 76.1% more expensive
Eggs (12 pack) 5.14 $ 4.31 $ 19.3%
Gibraltar is 19.3% more expensive
Local Cheese (1kg) 10.70 $ 8.89 $ 20.4%
Gibraltar is 20.4% more expensive
Chicken Breast (1kg) 8.82 $ 8.44 $ 4.5%
Gibraltar is 4.5% more expensive
Beef (1kg) 14.04 $ 13.88 $ 1.2%
Gibraltar is 1.2% more expensive
Apples (1kg) 3.63 $ 3.19 $ 13.8%
Gibraltar is 13.8% more expensive
Bananas (1kg) 3.40 $ 2.75 $ 23.6%
Gibraltar is 23.6% more expensive
Oranges (1kg) 3.73 $ 2.93 $ 27.3%
Gibraltar is 27.3% more expensive
Tomatoes (1kg) 2.91 $ 4.30 $ 32.3%
Gibraltar is 32.3% cheaper
Potatoes (1kg) 2.62 $ 2.47 $ 6.1%
Gibraltar is 6.1% more expensive
Onions (1kg) 2.36 $ 2.14 $ 10.3%
Gibraltar is 10.3% more expensive
Lettuce (1 head) 1.74 $ 2.22 $ 21.6%
Gibraltar is 21.6% cheaper
Monthly Transit Pass 0.00 $ 97.35 $ 100.0%
Gibraltar is 100.0% cheaper
Cigarettes (20 pack) 4.82 $ 31.15 $ 84.5%
Gibraltar is 84.5% cheaper
Single Bus/Train Ticket 2.44 $ 2.92 $ 16.4%
Gibraltar is 16.4% cheaper
Taxi Base Fare 9.50 $ 3.89 $ 144.2%
Gibraltar is 144.2% more expensive
Taxi per Kilometer 2.71 $ 1.88 $ 44.1%
Gibraltar is 44.1% more expensive
Taxi Waiting Hourly Rate 13.56 $ 37.90 $ 64.2%
Gibraltar is 64.2% cheaper
Gasoline (1L) 1.62 $ 1.18 $ 37.3%
Gibraltar is 37.3% more expensive
New Economy Car 45,610.78 $ 28,829.12 $ 58.2%
Gibraltar is 58.2% more expensive
New Mid-Range Car 31,650.61 $ 22,658.59 $ 39.7%
Gibraltar is 39.7% more expensive
Monthly Utilities (80m² size) 131.70 $ 175.90 $ 25.1%
Gibraltar is 25.1% cheaper
10 GB Mobile Plan with Data 33.91 $ 26.66 $ 27.2%
Gibraltar is 27.2% more expensive
High-Speed Internet (> 60 Mbps) 65.01 $ 52.98 $ 22.7%
Gibraltar is 22.7% more expensive
Gym Membership 80.03 $ 47.43 $ 68.7%
Gibraltar is 68.7% more expensive
Tennis Court (Weekend) 3.39 $ 16.59 $ 79.6%
Gibraltar is 79.6% cheaper
Movie Ticket 13.56 $ 14.28 $ 5.0%
Gibraltar is 5.0% cheaper
Private Preschool (Full Day) 791.27 $ 1,570.69 $ 49.6%
Gibraltar is 49.6% cheaper
International School (Yearly) ? 12,354.33 $ N/A
1 Pair of Jeans 135.08 $ 71.57 $ 88.7%
Gibraltar is 88.7% more expensive
1 Summer Dress 44.93 $ 50.87 $ 11.7%
Gibraltar is 11.7% cheaper
1 Pair of Running Shoes 99.76 $ 102.13 $ 2.3%
Gibraltar is 2.3% cheaper
1 Pair of Business Shoes 94.95 $ 109.73 $ 13.5%
Gibraltar is 13.5% cheaper
1-Bedroom Apartment (City Center) 1,770.46 $ 1,381.57 $ 28.1%
Gibraltar is 28.1% more expensive
1-Bedroom Apartment (Suburbs) 1,648.47 $ 1,095.96 $ 50.4%
Gibraltar is 50.4% more expensive
3-Bedroom Apartment (City Center) 3,551.36 $ 2,332.99 $ 52.2%
Gibraltar is 52.2% more expensive
3-Bedroom Apartment (Suburbs) 3,190.49 $ 1,729.44 $ 84.5%
Gibraltar is 84.5% more expensive
Apartment Price (City Center) per m² 11,266.03 $ 6,794.53 $ 65.8%
Gibraltar is 65.8% more expensive
Apartment Price (Suburbs) per m² 8,654.76 $ 5,084.33 $ 70.2%
Gibraltar is 70.2% more expensive
Average Monthly Salary (after tax) 3,089.70 $ 3,619.71 $ 14.6%
Gibraltar is 14.6% cheaper
20-Year Fixed Mortgage Rate 3.60 6.35 43.3%
Gibraltar is 43.3% cheaper

Cost of Living Calculator

Calculate how your current expenses would change if you moved to Australia. Enter your monthly expenses in Gibraltar to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Gibraltar and Australia goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Gibraltar vs Australia

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Gibraltar

  • Basic groceries tend to be more expensive, suggesting different shopping patterns.
  • Higher fuel costs indicate different transportation preferences.

Australia

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.

Explore more

Cost of living in Gibraltar Cost of living in Australia

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