Cost of Living: Ghana vs Singapore

Detailed comparison of living costs and expenses between Ghana and Singapore.

Data updated: October 2026

Quick Comparison Summary

In simple terms, living in Ghana is 86.8% cheaper than Singapore. The biggest difference is in Salaries And Financing, where costs are 94.5% lower. This means that for every $100 you spend in Singapore, you would spend about $13 in Ghana for the same standard of living.

Key Differences

Salaries And Financing 94.5%

Ghana is 94.5% cheaper

Transportation 93.2%

Ghana is 93.2% cheaper

Other Expenses 87.7%

Ghana is 87.7% cheaper

Cost of Living Index

Overall Difference 86.8%

Ghana is 86.8% cheaper than Singapore

Most Expensive Categories

Is Ghana cheaper than Singapore?

Yes, Ghana is cheaper than Singapore

Overall, living costs in Ghana are 86.8% lower than in Singapore.

Where Ghana is cheaper:

  • Salaries And Financing 94.5% cheaper
  • Transportation 93.2% cheaper
  • Other Expenses 87.7% cheaper

Where Ghana is more expensive:

No significant cost disadvantages found.

Practical Examples

Basic restaurant meal

Ghana: 3.77 $ Singapore: 10.90 $
65.4% cheaper in Ghana

1-bedroom apartment in city center

Ghana: 513.21 $ Singapore: 3,140.74 $
83.7% cheaper in Ghana

Monthly public transport pass

Ghana: 35.04 $ Singapore: 93.46 $
62.5% cheaper in Ghana

1 liter of gasoline

Ghana: 1.10 $ Singapore: 2.22 $
50.5% cheaper in Ghana

Summary

Based on comprehensive cost of living data, Ghana is indeed cheaper than Singapore. You would save approximately 86.8% on living expenses by choosing Ghana over Singapore. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

86.8%

Ghana is 86.8% cheaper than Singapore

Restaurants

18.7%

Ghana is 18.7% cheaper than Singapore in this category

Markets

56.7%

Ghana is 56.7% cheaper than Singapore in this category

Other Expenses

87.7%

Ghana is 87.7% cheaper than Singapore in this category

Transportation

93.2%

Ghana is 93.2% cheaper than Singapore in this category

Household Utilities

69.7%

Ghana is 69.7% cheaper than Singapore in this category

Mobile and Internet

1.0%

Ghana is 1.0% cheaper than Singapore in this category

Sports And Leisure

59.1%

Ghana is 59.1% cheaper than Singapore in this category

Childcare

75.1%

Ghana is 75.1% cheaper than Singapore in this category

Clothing And Shoes

68.3%

Ghana is 68.3% cheaper than Singapore in this category

Rent Per Month

86.1%

Ghana is 86.1% cheaper than Singapore in this category

Property Prices

80.8%

Ghana is 80.8% cheaper than Singapore in this category

Salaries And Financing

94.5%

Ghana is 94.5% cheaper than Singapore in this category

Detailed Cost Comparison

Item Ghana Singapore Difference
Basic Restaurant Meal 3.77 $ 10.90 $ 65.4%
Ghana is 65.4% cheaper
Three-Course Dinner for Two in Mid Range Restaurant 42.00 $ 77.88 $ 46.1%
Ghana is 46.1% cheaper
McDonald's Fast Food Combo Meal 7.78 $ 7.79 $ 0.1%
Ghana is 0.1% cheaper
Regular Cappuccino 2.92 $ 4.88 $ 40.2%
Ghana is 40.2% cheaper
Soft Drink (330ml) 0.91 $ 1.68 $ 45.8%
Ghana is 45.8% cheaper
Bottled Water (330ml) 0.35 $ 1.22 $ 71.3%
Ghana is 71.3% cheaper
Bottled Water (1.5L) 0.54 $ 1.52 $ 64.5%
Ghana is 64.5% cheaper
Local Beer (500ml) 10.68 $ 2.00 $ 434.0%
Ghana is 434.0% more expensive
Imported Beer (330ml) 1.74 $ 2.49 $ 30.1%
Ghana is 30.1% cheaper
Mid-Range Wine 22.89 $ 10.00 $ 128.9%
Ghana is 128.9% more expensive
Local Beer (500ml bottle) 6.05 $ 2.21 $ 173.8%
Ghana is 173.8% more expensive
Milk (1L) 2.89 $ 3.01 $ 4.0%
Ghana is 4.0% cheaper
Fresh Bread (500g) 1.38 $ 2.35 $ 41.3%
Ghana is 41.3% cheaper
White Rice (1kg) 2.11 $ 2.92 $ 27.7%
Ghana is 27.7% cheaper
Eggs (12 pack) 2.28 $ 3.35 $ 31.9%
Ghana is 31.9% cheaper
Local Cheese (1kg) 7.43 $ 19.37 $ 61.6%
Ghana is 61.6% cheaper
Chicken Breast (1kg) 4.46 $ 11.15 $ 60.0%
Ghana is 60.0% cheaper
Beef (1kg) 4.94 $ 15.21 $ 67.5%
Ghana is 67.5% cheaper
Apples (1kg) 2.79 $ 4.57 $ 38.9%
Ghana is 38.9% cheaper
Bananas (1kg) 1.38 $ 2.97 $ 53.5%
Ghana is 53.5% cheaper
Oranges (1kg) 1.58 $ 4.51 $ 65.0%
Ghana is 65.0% cheaper
Tomatoes (1kg) 2.64 $ 2.71 $ 2.6%
Ghana is 2.6% cheaper
Potatoes (1kg) 2.88 $ 2.39 $ 20.5%
Ghana is 20.5% more expensive
Onions (1kg) 1.91 $ 2.20 $ 13.2%
Ghana is 13.2% cheaper
Lettuce (1 head) 0.83 $ 1.86 $ 55.4%
Ghana is 55.4% cheaper
Monthly Transit Pass 35.04 $ 93.46 $ 62.5%
Ghana is 62.5% cheaper
Cigarettes (20 pack) 1.60 $ 13.05 $ 87.7%
Ghana is 87.7% cheaper
Single Bus/Train Ticket 1.00 $ 1.56 $ 35.9%
Ghana is 35.9% cheaper
Taxi Base Fare 1.46 $ 3.58 $ 59.2%
Ghana is 59.2% cheaper
Taxi per Kilometer 1.18 $ 0.78 $ 51.3%
Ghana is 51.3% more expensive
Taxi Waiting Hourly Rate 4.34 $ 16.28 $ 73.3%
Ghana is 73.3% cheaper
Gasoline (1L) 1.10 $ 2.22 $ 50.5%
Ghana is 50.5% cheaper
New Economy Car 8,000.00 $ 140,192.38 $ 94.3%
Ghana is 94.3% cheaper
New Mid-Range Car 10,160.67 $ 128,887.54 $ 92.1%
Ghana is 92.1% cheaper
Monthly Utilities (80m² size) 47.98 $ 158.22 $ 69.7%
Ghana is 69.7% cheaper
10 GB Mobile Plan with Data 13.34 $ 18.54 $ 28.0%
Ghana is 28.0% cheaper
High-Speed Internet (> 60 Mbps) 42.60 $ 37.95 $ 12.3%
Ghana is 12.3% more expensive
Gym Membership 32.24 $ 115.77 $ 72.2%
Ghana is 72.2% cheaper
Tennis Court (Weekend) 15.76 $ 12.22 $ 29.0%
Ghana is 29.0% more expensive
Movie Ticket 9.13 $ 11.68 $ 21.8%
Ghana is 21.8% cheaper
Private Preschool (Full Day) 77.86 $ 1,272.43 $ 93.9%
Ghana is 93.9% cheaper
International School (Yearly) 7,665.92 $ 29,780.50 $ 74.3%
Ghana is 74.3% cheaper
1 Pair of Jeans 15.81 $ 80.91 $ 80.5%
Ghana is 80.5% cheaper
1 Summer Dress 20.33 $ 42.93 $ 52.6%
Ghana is 52.6% cheaper
1 Pair of Running Shoes 32.00 $ 105.33 $ 69.6%
Ghana is 69.6% cheaper
1 Pair of Business Shoes 44.43 $ 126.28 $ 64.8%
Ghana is 64.8% cheaper
1-Bedroom Apartment (City Center) 513.21 $ 3,140.74 $ 83.7%
Ghana is 83.7% cheaper
1-Bedroom Apartment (Suburbs) 160.12 $ 2,267.71 $ 92.9%
Ghana is 92.9% cheaper
3-Bedroom Apartment (City Center) 1,063.15 $ 6,205.41 $ 82.9%
Ghana is 82.9% cheaper
3-Bedroom Apartment (Suburbs) 401.89 $ 3,723.55 $ 89.2%
Ghana is 89.2% cheaper
Apartment Price (City Center) per m² 4,666.67 $ 22,697.92 $ 79.4%
Ghana is 79.4% cheaper
Apartment Price (Suburbs) per m² 2,602.78 $ 15,076.91 $ 82.7%
Ghana is 82.7% cheaper
Average Monthly Salary (after tax) 200.60 $ 4,151.48 $ 95.2%
Ghana is 95.2% cheaper
20-Year Fixed Mortgage Rate 26.83 3.17 746.4%
Ghana is 746.4% more expensive

Cost of Living Calculator

Calculate how your current expenses would change if you moved to Singapore. Enter your monthly expenses in Ghana to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Ghana and Singapore goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Ghana vs Singapore

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Ghana

Singapore

  • Lower grocery costs suggest different shopping and consumption patterns.
  • Lower fuel costs indicate different transportation infrastructure.

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.