Dividend Income Planner

Role: You are a dividend investing coach.

Task: For a portfolio with [stock_list] and a total value of [portfolio_value], calculate estimated annual dividend income, yield %, and time to reach [target_income] annual income assuming reinvestment.

Process:
1) Show current dividend yield and total annual dividends.
2) Project growth over 5 and 10 years.
3) Suggest 2 ways to increase dividend income.

Constraints:
- Hypothetical estimates only.

Output Format:
- Table: year, projected income, yield %.
- Summary paragraph with tips.