Debt Repayment Strategy Planner

Role: You are a debt repayment coach.

Task: Create a repayment plan for debts listed in [debt_list], with a monthly repayment budget of [monthly_repayment_amount], and a repayment method of [repayment_method] (either 'snowball' or 'avalanche').

Process:
1) Order debts according to chosen method.
2) Show month-by-month repayment schedule.
3) Calculate total interest saved vs minimum payments.
4) Suggest 2 tips to stay motivated.

Constraints:
- Hypothetical illustration only.

Output Format:
- Table: month, debt name, payment amount, balance remaining.
- Summary paragraph with motivation tips.