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Cost of Living: Germany vs Malta

Detailed comparison of living costs and expenses between Germany and Malta.

Data updated: November 2026

Quick Comparison Summary

In simple terms, living in Germany is 3.0% more expensive than Malta. The biggest difference is in Household Utilities, where costs are 225.9% higher. This means that for every $100 you spend in Malta, you would spend about $103 in Germany for the same standard of living.

Key Differences

Household Utilities 225.9%

Germany is 225.9% more expensive

Markets 113.1%

Germany is 113.1% more expensive

Salaries And Financing 91.3%

Germany is 91.3% more expensive

Cost of Living Index

Overall Difference 3.0%

Germany is 3.0% more expensive than Malta

Most Expensive Categories

  • Household Utilities +225.9%
  • Markets +113.1%
  • Salaries And Financing +91.3%

Is Germany cheaper than Malta?

No, Malta is cheaper than Germany

Overall, living costs in Malta are 3.0% lower than in Germany.

Where Malta is cheaper:

  • Household Utilities 225.9% cheaper
  • Markets 113.1% cheaper
  • Salaries And Financing 91.3% cheaper

Where Malta is more expensive:

  • Sports And Leisure 22.2% more expensive
  • Restaurants 11.7% more expensive
  • Rent Per Month 5.8% more expensive

Practical Examples

1 liter of gasoline

Germany: 1.97 $ Malta: 1.53 $
28.8% more expensive in Germany

Summary

Based on comprehensive cost of living data, Malta is indeed cheaper than Germany. You would spend approximately 3.0% on living expenses by choosing Malta over Germany. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

3.0%

Germany is 3.0% more expensive than Malta

Restaurants

11.7%

Germany is 11.7% cheaper than Malta in this category

Markets

113.1%

Germany is 113.1% more expensive than Malta in this category

Other Expenses

44.8%

Germany is 44.8% more expensive than Malta in this category

Transportation

11.8%

Germany is 11.8% more expensive than Malta in this category

Household Utilities

225.9%

Germany is 225.9% more expensive than Malta in this category

Mobile and Internet

24.2%

Germany is 24.2% more expensive than Malta in this category

Sports And Leisure

22.2%

Germany is 22.2% cheaper than Malta in this category

Childcare

36.8%

Germany is 36.8% more expensive than Malta in this category

Clothing And Shoes

2.2%

Germany is 2.2% more expensive than Malta in this category

Rent Per Month

5.8%

Germany is 5.8% cheaper than Malta in this category

Property Prices

52.3%

Germany is 52.3% more expensive than Malta in this category

Salaries And Financing

91.3%

Germany is 91.3% more expensive than Malta in this category

Detailed Cost Comparison

Item Germany Malta Difference
Basic Restaurant Meal 17.07 $ 17.07 $ 0.0%
Germany is 0.0% more expensive
Three-Course Dinner for Two in Mid Range Restaurant 73.99 $ 79.73 $ 7.2%
Germany is 7.2% cheaper
McDonald's Fast Food Combo Meal 11.38 $ 11.38 $ 0.0%
Germany is 0.0% more expensive
Regular Cappuccino 3.99 $ 2.74 $ 45.6%
Germany is 45.6% more expensive
Soft Drink (330ml) 3.28 $ 2.44 $ 34.4%
Germany is 34.4% more expensive
Bottled Water (330ml) 2.95 $ 1.60 $ 84.4%
Germany is 84.4% more expensive
Bottled Water (1.5L) 1.07 $ 0.92 $ 16.3%
Germany is 16.3% more expensive
Local Beer (500ml) 5.69 $ 9.11 $ 37.5%
Germany is 37.5% cheaper
Imported Beer (330ml) 1.74 $ 9.16 $ 81.0%
Germany is 81.0% cheaper
Mid-Range Wine 9.11 $ 13.66 $ 33.3%
Germany is 33.3% cheaper
Local Beer (500ml bottle) 1.98 $ 1.94 $ 2.1%
Germany is 2.1% more expensive
Milk (1L) 1.26 $ 1.30 $ 3.1%
Germany is 3.1% cheaper
Fresh Bread (500g) 2.19 $ 1.30 $ 68.5%
Germany is 68.5% more expensive
White Rice (1kg) 3.33 $ 3.53 $ 5.7%
Germany is 5.7% cheaper
Eggs (12 pack) 3.79 $ 3.65 $ 3.8%
Germany is 3.8% more expensive
Local Cheese (1kg) 14.58 $ 10.39 $ 40.3%
Germany is 40.3% more expensive
Chicken Breast (1kg) 13.95 $ 9.39 $ 48.6%
Germany is 48.6% more expensive
Beef (1kg) 19.57 $ 18.28 $ 7.1%
Germany is 7.1% more expensive
Apples (1kg) 3.16 $ 3.10 $ 1.9%
Germany is 1.9% more expensive
Bananas (1kg) 1.81 $ 2.08 $ 13.0%
Germany is 13.0% cheaper
Oranges (1kg) 2.25 $ 2.72 $ 17.3%
Germany is 17.3% cheaper
Tomatoes (1kg) 4.77 $ 3.25 $ 46.8%
Germany is 46.8% more expensive
Potatoes (1kg) 1.56 $ 2.00 $ 22.0%
Germany is 22.0% cheaper
Onions (1kg) 1.59 $ 2.04 $ 22.1%
Germany is 22.1% cheaper
Lettuce (1 head) 1.86 $ 1.87 $ 0.5%
Germany is 0.5% cheaper
Monthly Transit Pass 62.61 $ 0.00 $ N/A
Cigarettes (20 pack) 9.56 $ 6.60 $ 44.8%
Germany is 44.8% more expensive
Single Bus/Train Ticket 3.64 $ 2.28 $ 59.6%
Germany is 59.6% more expensive
Taxi Base Fare 5.58 $ 5.69 $ 1.9%
Germany is 1.9% cheaper
Taxi per Kilometer 2.85 $ 2.28 $ 25.0%
Germany is 25.0% more expensive
Taxi Waiting Hourly Rate 37.56 $ 42.69 $ 12.0%
Germany is 12.0% cheaper
Gasoline (1L) 1.97 $ 1.53 $ 28.8%
Germany is 28.8% more expensive
New Economy Car 30,939.70 $ 27,319.82 $ 13.3%
Germany is 13.3% more expensive
New Mid-Range Car 36,770.68 $ 33,254.05 $ 10.6%
Germany is 10.6% more expensive
Monthly Utilities (80m² size) 344.76 $ 105.78 $ 225.9%
Germany is 225.9% more expensive
10 GB Mobile Plan with Data 27.11 $ 27.38 $ 1.0%
Germany is 1.0% cheaper
High-Speed Internet (> 60 Mbps) 50.88 $ 35.41 $ 43.7%
Germany is 43.7% more expensive
Gym Membership 39.89 $ 65.78 $ 39.4%
Germany is 39.4% cheaper
Tennis Court (Weekend) 24.36 $ 23.94 $ 1.8%
Germany is 1.8% more expensive
Movie Ticket 13.66 $ 10.42 $ 31.1%
Germany is 31.1% more expensive
Private Preschool (Full Day) 465.43 $ 540.25 $ 13.8%
Germany is 13.8% cheaper
International School (Yearly) 14,669.30 $ 10,523.95 $ 39.4%
Germany is 39.4% more expensive
1 Pair of Jeans 91.97 $ 100.99 $ 8.9%
Germany is 8.9% cheaper
1 Summer Dress 43.30 $ 45.66 $ 5.2%
Germany is 5.2% cheaper
1 Pair of Running Shoes 100.63 $ 100.09 $ 0.5%
Germany is 0.5% more expensive
1 Pair of Business Shoes 130.63 $ 111.75 $ 16.9%
Germany is 16.9% more expensive
1-Bedroom Apartment (City Center) 1,014.84 $ 1,117.60 $ 9.2%
Germany is 9.2% cheaper
1-Bedroom Apartment (Suburbs) 764.76 $ 928.07 $ 17.6%
Germany is 17.6% cheaper
3-Bedroom Apartment (City Center) 1,887.97 $ 1,895.45 $ 0.4%
Germany is 0.4% cheaper
3-Bedroom Apartment (Suburbs) 1,429.32 $ 1,469.02 $ 2.7%
Germany is 2.7% cheaper
Apartment Price (City Center) per m² 6,242.76 $ 4,092.78 $ 52.5%
Germany is 52.5% more expensive
Apartment Price (Suburbs) per m² 4,879.58 $ 3,212.00 $ 51.9%
Germany is 51.9% more expensive
Average Monthly Salary (after tax) 3,276.32 $ 1,710.11 $ 91.6%
Germany is 91.6% more expensive
20-Year Fixed Mortgage Rate 3.98 4.71 15.5%
Germany is 15.5% cheaper

Cost of Living Calculator

Calculate how your current expenses would change if you moved to Malta. Enter your monthly expenses in Germany to see the equivalent costs.

Housing

Food & Dining

Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Germany and Malta goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Germany vs Malta

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Germany

  • Higher fuel costs indicate different transportation preferences.

Malta

  • Lower grocery costs suggest different shopping and consumption patterns.

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.

Explore more

Cost of living in Germany Cost of living in Malta

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