Cost of Living: Gambia vs Singapore

Detailed comparison of living costs and expenses between Gambia and Singapore.

Data updated: October 2026

Quick Comparison Summary

In simple terms, living in Gambia is 96.7% cheaper than Singapore. The biggest difference is in Childcare, where costs are 99.5% lower. This means that for every $100 you spend in Singapore, you would spend about $3 in Gambia for the same standard of living.

Key Differences

Childcare 99.5%

Gambia is 99.5% cheaper

Salaries And Financing 98.3%

Gambia is 98.3% cheaper

Transportation 97.6%

Gambia is 97.6% cheaper

Cost of Living Index

Overall Difference 96.7%

Gambia is 96.7% cheaper than Singapore

Most Expensive Categories

  • Mobile and Internet +7.1%

Is Gambia cheaper than Singapore?

Yes, Gambia is cheaper than Singapore

Overall, living costs in Gambia are 96.7% lower than in Singapore.

Where Gambia is cheaper:

  • Childcare 99.5% cheaper
  • Salaries And Financing 98.3% cheaper
  • Transportation 97.6% cheaper

Where Gambia is more expensive:

  • Mobile and Internet 7.1% more expensive

Practical Examples

Basic restaurant meal

Gambia: 4.14 $ Singapore: 10.90 $
62.0% cheaper in Gambia

1-bedroom apartment in city center

Gambia: 102.26 $ Singapore: 3,140.74 $
96.7% cheaper in Gambia

Monthly public transport pass

Gambia: 6.53 $ Singapore: 93.46 $
93.0% cheaper in Gambia

1 liter of milk

Gambia: 1.44 $ Singapore: 3.01 $
52.2% cheaper in Gambia

Summary

Based on comprehensive cost of living data, Gambia is indeed cheaper than Singapore. You would save approximately 96.7% on living expenses by choosing Gambia over Singapore. This includes all major expense categories such as housing, food, transportation, and utilities.

Overall Cost of Living Comparison

96.7%

Gambia is 96.7% cheaper than Singapore

Restaurants

29.7%

Gambia is 29.7% cheaper than Singapore in this category

Markets

75.5%

Gambia is 75.5% cheaper than Singapore in this category

Other Expenses

84.8%

Gambia is 84.8% cheaper than Singapore in this category

Transportation

97.6%

Gambia is 97.6% cheaper than Singapore in this category

Household Utilities

79.5%

Gambia is 79.5% cheaper than Singapore in this category

Mobile and Internet

7.1%

Gambia is 7.1% more expensive than Singapore in this category

Sports And Leisure

70.3%

Gambia is 70.3% cheaper than Singapore in this category

Childcare

99.5%

Gambia is 99.5% cheaper than Singapore in this category

Clothing And Shoes

19.4%

Gambia is 19.4% cheaper than Singapore in this category

Rent Per Month

96.5%

Gambia is 96.5% cheaper than Singapore in this category

Property Prices

92.8%

Gambia is 92.8% cheaper than Singapore in this category

Salaries And Financing

98.3%

Gambia is 98.3% cheaper than Singapore in this category

Detailed Cost Comparison

Item Gambia Singapore Difference
Basic Restaurant Meal 4.14 $ 10.90 $ 62.0%
Gambia is 62.0% cheaper
Three-Course Dinner for Two in Mid Range Restaurant 56.88 $ 77.88 $ 27.0%
Gambia is 27.0% cheaper
McDonald's Fast Food Combo Meal 6.21 $ 7.79 $ 20.3%
Gambia is 20.3% cheaper
Regular Cappuccino 2.55 $ 4.88 $ 47.7%
Gambia is 47.7% cheaper
Soft Drink (330ml) 1.67 $ 1.68 $ 0.6%
Gambia is 0.6% cheaper
Bottled Water (330ml) 1.20 $ 1.22 $ 1.6%
Gambia is 1.6% cheaper
Bottled Water (1.5L) 0.39 $ 1.52 $ 74.3%
Gambia is 74.3% cheaper
Local Beer (500ml) 1.30 $ 2.00 $ 35.0%
Gambia is 35.0% cheaper
Imported Beer (330ml) 5.21 $ 2.49 $ 109.2%
Gambia is 109.2% more expensive
Mid-Range Wine 5.53 $ 10.00 $ 44.7%
Gambia is 44.7% cheaper
Local Beer (500ml bottle) 1.12 $ 2.21 $ 49.3%
Gambia is 49.3% cheaper
Milk (1L) 1.44 $ 3.01 $ 52.2%
Gambia is 52.2% cheaper
Fresh Bread (500g) 0.71 $ 2.35 $ 69.8%
Gambia is 69.8% cheaper
White Rice (1kg) 1.19 $ 2.92 $ 59.2%
Gambia is 59.2% cheaper
Eggs (12 pack) 2.12 $ 3.35 $ 36.7%
Gambia is 36.7% cheaper
Local Cheese (1kg) 5.61 $ 19.37 $ 71.0%
Gambia is 71.0% cheaper
Chicken Breast (1kg) 7.73 $ 11.15 $ 30.7%
Gambia is 30.7% cheaper
Beef (1kg) 5.26 $ 15.21 $ 65.4%
Gambia is 65.4% cheaper
Apples (1kg) 3.08 $ 4.57 $ 32.6%
Gambia is 32.6% cheaper
Bananas (1kg) 2.31 $ 2.97 $ 22.2%
Gambia is 22.2% cheaper
Oranges (1kg) 2.07 $ 4.51 $ 54.1%
Gambia is 54.1% cheaper
Tomatoes (1kg) 1.84 $ 2.71 $ 32.1%
Gambia is 32.1% cheaper
Potatoes (1kg) 1.02 $ 2.39 $ 57.3%
Gambia is 57.3% cheaper
Onions (1kg) 0.97 $ 2.20 $ 55.9%
Gambia is 55.9% cheaper
Lettuce (1 head) 0.24 $ 1.86 $ 87.1%
Gambia is 87.1% cheaper
Monthly Transit Pass 6.53 $ 93.46 $ 93.0%
Gambia is 93.0% cheaper
Cigarettes (20 pack) 1.99 $ 13.05 $ 84.8%
Gambia is 84.8% cheaper
Single Bus/Train Ticket 0.21 $ 1.56 $ 86.5%
Gambia is 86.5% cheaper
Taxi Base Fare 0.52 $ 3.58 $ 85.5%
Gambia is 85.5% cheaper
Taxi per Kilometer 0.69 $ 0.78 $ 11.5%
Gambia is 11.5% cheaper
Taxi Waiting Hourly Rate 4.14 $ 16.28 $ 74.6%
Gambia is 74.6% cheaper
Gasoline (1L) 1.07 $ 2.22 $ 51.8%
Gambia is 51.8% cheaper
New Economy Car 2,554.33 $ 140,192.38 $ 98.2%
Gambia is 98.2% cheaper
New Mid-Range Car 3,866.01 $ 128,887.54 $ 97.0%
Gambia is 97.0% cheaper
Monthly Utilities (80m² size) 32.48 $ 158.22 $ 79.5%
Gambia is 79.5% cheaper
10 GB Mobile Plan with Data 14.50 $ 18.54 $ 21.8%
Gambia is 21.8% cheaper
High-Speed Internet (> 60 Mbps) 46.02 $ 37.95 $ 21.3%
Gambia is 21.3% more expensive
Gym Membership 24.16 $ 115.77 $ 79.1%
Gambia is 79.1% cheaper
Tennis Court (Weekend) 13.81 $ 12.22 $ 13.0%
Gambia is 13.0% more expensive
Movie Ticket 3.45 $ 11.68 $ 70.5%
Gambia is 70.5% cheaper
Private Preschool (Full Day) 6.90 $ 1,272.43 $ 99.5%
Gambia is 99.5% cheaper
International School (Yearly) 138.07 $ 29,780.50 $ 99.5%
Gambia is 99.5% cheaper
1 Pair of Jeans 55.84 $ 80.91 $ 31.0%
Gambia is 31.0% cheaper
1 Summer Dress 42.05 $ 42.93 $ 2.0%
Gambia is 2.0% cheaper
1 Pair of Running Shoes 101.92 $ 105.33 $ 3.2%
Gambia is 3.2% cheaper
1 Pair of Business Shoes 86.73 $ 126.28 $ 31.3%
Gambia is 31.3% cheaper
1-Bedroom Apartment (City Center) 102.26 $ 3,140.74 $ 96.7%
Gambia is 96.7% cheaper
1-Bedroom Apartment (Suburbs) 80.85 $ 2,267.71 $ 96.4%
Gambia is 96.4% cheaper
3-Bedroom Apartment (City Center) 248.53 $ 6,205.41 $ 96.0%
Gambia is 96.0% cheaper
3-Bedroom Apartment (Suburbs) 103.55 $ 3,723.55 $ 97.2%
Gambia is 97.2% cheaper
Apartment Price (City Center) per m² 1,576.29 $ 22,697.92 $ 93.1%
Gambia is 93.1% cheaper
Apartment Price (Suburbs) per m² 1,142.39 $ 15,076.91 $ 92.4%
Gambia is 92.4% cheaper
Average Monthly Salary (after tax) 62.13 $ 4,151.48 $ 98.5%
Gambia is 98.5% cheaper
20-Year Fixed Mortgage Rate 10.12 3.17 219.2%
Gambia is 219.2% more expensive

Cost of Living Calculator

Calculate how your current expenses would change if you moved to Singapore. Enter your monthly expenses in Gambia to see the equivalent costs.

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Transportation

Other Expenses

Our Methodology

Our cost of living comparisons are based on a robust methodology that combines multiple data sources and regular updates to ensure accuracy:

Data Collection

  • Regular price surveys conducted in major cities
  • Official government statistics and economic indicators
  • User-contributed data from expatriates and local residents
  • Real estate market reports and rental price indices
  • Consumer price indices and inflation data

Calculation Methods

  • Prices are normalized to USD for consistent comparison
  • Exchange rates are updated monthly
  • Regional price variations are weighted by population
  • Seasonal fluctuations are accounted for in the averages
  • Quality of life factors are considered in the overall assessment

Quality Assurance

  • Data is verified by local experts
  • Regular cross-checking with multiple sources
  • User feedback is incorporated into updates
  • Statistical outliers are identified and reviewed
  • Methodology is reviewed quarterly

Note: While we strive for accuracy, cost of living data can vary significantly within countries and cities. These comparisons should be used as a general guide, and we recommend conducting additional research for specific locations.

Lifestyle Impact

Understanding the cost of living differences between Gambia and Singapore goes beyond just numbers. Here's how these differences might affect your daily life:

Daily Living

  • Grocery shopping habits and meal planning
  • Public transportation usage vs. car ownership
  • Frequency of dining out and entertainment
  • Healthcare access and insurance coverage
  • Housing choices and neighborhood selection

Long-term Planning

  • Savings and investment strategies
  • Retirement planning considerations
  • Education costs for children
  • Property ownership opportunities
  • Business and career development

Quality of Life Considerations

While cost of living is important, it's just one aspect of quality of life. Consider also:

  • Healthcare system quality and accessibility
  • Education system standards
  • Public safety and security
  • Environmental quality
  • Cultural and recreational opportunities
  • Work-life balance norms

Making the Most of Your Budget

Tips for adapting to cost of living differences:

  • Research local shopping habits and markets
  • Learn about public transportation options
  • Understand local tax systems and benefits
  • Explore community resources and discounts
  • Network with locals for insider tips

Local Insights for Gambia vs Singapore

While both countries have similar overall costs, there are nuanced differences in how money is spent on daily necessities.

Cultural Cost Differences

Gambia

Singapore

  • Lower grocery costs suggest different shopping and consumption patterns.
  • Lower fuel costs indicate different transportation infrastructure.

Seasonal Cost Variations

Both countries experience moderate seasonal variations in living costs, with prices typically higher during peak tourist seasons and major holidays.