{"id":1686,"date":"2025-09-10T02:15:33","date_gmt":"2025-09-10T02:15:33","guid":{"rendered":"https:\/\/www.bearsavings.com\/blog\/?p=1686"},"modified":"2025-09-10T02:15:35","modified_gmt":"2025-09-10T02:15:35","slug":"renting-vs-owning-a-house","status":"publish","type":"post","link":"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/","title":{"rendered":"Renting vs Owning a House: Which is Better in 2026?"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>\n<p class=\"wp-block-paragraph\">When it comes to big financial decisions, the renting vs owning a house question is usually among the top of the list.&nbsp;Is it better to keep renting and enjoy more flexibility, or to make the leap to homeownership and finally start building equity?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The answer is that it depends on your goals and circumstances.&nbsp;Renting has some major advantages, as does owning.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In today&#8217;s post, we will cover the pros and cons of both, as well as look at real-life examples and financial comparisons to help you figure out which is best for you in 2026 and beyond.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Renting_vs_Owning_a_House_Quick_Overview\" >Renting vs Owning a House: Quick Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Pros_of_Renting_a_House\" >Pros of Renting a House<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Cons_of_Renting_a_House\" >Cons of Renting a House<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Pros_of_Owning_a_House\" >Pros of Owning a House<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Cons_of_Owning_a_House\" >Cons of Owning a House<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Renting_vs_Owning_a_House_Which_is_Cheaper\" >Renting vs Owning a House: Which is Cheaper?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Real-Life_Example\" >Real-Life Example<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Renting_vs_Owning_A_Quick_Comparison_Table\" >Renting vs Owning: A Quick Comparison Table<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Renting_vs_Owning_a_House_Lifestyle_Considerations\" >Renting vs Owning a House: Lifestyle Considerations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Renting_vs_Owning_in_Different_Life_Stages\" >Renting vs Owning in Different Life Stages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Common_Myths_About_Renting_vs_Owning\" >Common Myths About Renting vs Owning<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Renting_is_%E2%80%9Cthrowing_money_away%E2%80%9D\" >Renting is \u201cthrowing money away.\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Owning_is_always_a_good_investment\" >Owning is always a good investment.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Owning_is_the_only_way_to_build_wealth\" >Owning is the only way to build wealth.<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#How_to_Decide_Rent_vs_Buy_a_House\" >How to Decide: Rent vs Buy a House?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.bearsavings.com\/blog\/renting-vs-owning-a-house\/#Final_Thoughts\" >Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Renting_vs_Owning_a_House_Quick_Overview\"><\/span>Renting vs Owning a House: Quick Overview<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Renting vs owning a house comes down to a tradeoff of flexibility versus stability.<\/li>\n\n\n\n<li>Renting allows you to move easily if your career or life situation changes.&nbsp;Owning provides long-term stability and the ability to build wealth through property appreciation.<\/li>\n\n\n\n<li>Renting could be described as \u201cpaying for convenience\u201d and owning as \u201cpaying for investment.\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, you could do both!&nbsp;Many people rent and invest in real estate or other assets to build wealth.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pros_of_Renting_a_House\"><\/span>Pros of Renting a House<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Renting is an increasingly popular choice for many reasons, not just for those who can\u2019t afford to buy.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Flexibility to Move: <\/strong>Renting makes it easy to relocate for a new job or to find a better neighborhood.\u00a0Breaking a lease is much simpler than selling a house.<\/li>\n\n\n\n<li><strong>Low Upfront Costs:<\/strong> Renters don\u2019t need to make a large down payment or pay closing fees.\u00a0Property taxes are the landlord\u2019s responsibility.<\/li>\n\n\n\n<li><strong>No Maintenance Hassles: <\/strong>You don\u2019t need to worry about repairs or upkeep when renting.\u00a0The landlord typically handles any maintenance issues.<\/li>\n\n\n\n<li><strong>Access to Amenities: <\/strong>Rentals sometimes include access to amenities like a pool, gym, or parking which could be too expensive to own.<\/li>\n\n\n\n<li><strong>Predictable Monthly Expenses (Short Term): <\/strong>Rent is typically fixed for the lease term, while home repairs or property taxes may be variable for homeowners.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cons_of_Renting_a_House\"><\/span>Cons of Renting a House<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Renting isn\u2019t all sunshine and rainbows though.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No Equity Building: <\/strong>Rent payments don\u2019t go towards building ownership in a property.\u00a0When you move, all that money is gone.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.bearsavings.com\/tools\/rent-increase-calculator\/\" target=\"_blank\" rel=\"noopener\" title=\"Rent Increases\">Rent Increases<\/a>: <\/strong>Rent can rise faster than inflation or wages, making it less affordable in the long run.<\/li>\n\n\n\n<li><strong>Uncertain Lease Renewals: <\/strong>There is always a risk your landlord could sell the property or not renew your lease.<\/li>\n\n\n\n<li><strong>Less Stability: <\/strong>Renting can leave you without a long-term home, which may be stressful.<\/li>\n\n\n\n<li><strong>Customization Restrictions: <\/strong>Landlords often don\u2019t allow major changes like remodeling or landscaping.<\/li>\n\n\n\n<li><strong>No Tax Benefits:<\/strong> Renters don\u2019t get tax deductions on mortgage interest or property taxes.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pros_of_Owning_a_House\"><\/span>Pros of Owning a House<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Buying a home has long been part of the \u201c<a href=\"https:\/\/en.wikipedia.org\/wiki\/American_Dream\" target=\"_blank\" rel=\"noopener\" title=\"American Dream\">American Dream<\/a>\u201d and there are many compelling reasons to become a homeowner.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Equity Growth:<\/strong> With each mortgage payment, your equity in the home grows.<\/li>\n\n\n\n<li>Appreciation Potential: Over time, real estate often appreciates, growing your net worth.<\/li>\n\n\n\n<li><strong>Stable Monthly Payments:<\/strong> A fixed-rate mortgage results in predictable, unchanging monthly payments.<\/li>\n\n\n\n<li><strong>Freedom to Customize: <\/strong>Paint the walls any color you want, upgrade appliances, or remodel as you see fit.<\/li>\n\n\n\n<li><strong>Tax Advantages: <\/strong>Mortgage interest and property tax deductions are nice bonuses for many homeowners.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A Sense of Belonging: <\/strong>Homeownership often creates community ties and stability.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cons_of_Owning_a_House\"><\/span>Cons of Owning a House<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Homeownership is rewarding, but it isn\u2019t for everyone.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>High Upfront Costs: <\/strong>Down payment, closing costs, moving expenses, furniture, and other expenses all add up.<\/li>\n\n\n\n<li><strong>Maintenance Responsibilities:<\/strong> Homeowners are responsible for all repairs and maintenance.<\/li>\n\n\n\n<li><strong>Less Flexibility:<\/strong> Selling can take months, and you may have trouble renting it out if you need to relocate suddenly.<\/li>\n\n\n\n<li><strong>Market Risk: <\/strong>Housing prices can go down as well as up, leaving you with less equity.<\/li>\n\n\n\n<li><strong>Ongoing Costs: <\/strong>Taxes, insurance, and HOA dues are recurring expenses.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Renting_vs_Owning_a_House_Which_is_Cheaper\"><\/span>Renting vs Owning a House: Which is Cheaper?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In terms of cost, the renting vs owning a house dilemma is more nuanced than it first appears.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Renting looks cheaper on the surface.&nbsp;You don\u2019t have property taxes, down payments, or maintenance bills to pay.<\/li>\n\n\n\n<li>Owning can be cheaper in the long run, assuming you stay in the home for many years and see some price appreciation.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Real-Life_Example\"><\/span>Real-Life Example<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Consider two individuals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Person A:<\/strong> Rents for $1,800 per month.\u00a0After 10 years, they have spent $216,000, with no equity to show for it.<\/li>\n\n\n\n<li><strong>Person B: <\/strong>Buys a $300,000 house with a fixed-rate mortgage.\u00a0After 10 years, they have paid down some of the loan balance, built equity, and their house has appreciated to $360,000.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The homeowner also paid property taxes, insurance, and maintenance\u2014but they end up with an asset of $360,000 in equity while the renter has nothing.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Renting_vs_Owning_A_Quick_Comparison_Table\"><\/span>Renting vs Owning: A Quick Comparison Table<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Factor<\/th><th>Renting<\/th><th>Owning<\/th><\/tr><\/thead><tbody><tr><td>Upfront Costs<\/td><td>Low (deposit, first month)<\/td><td>High (down payment, closing fees)<\/td><\/tr><tr><td>Monthly Payments<\/td><td>Rent only<\/td><td>Mortgage, taxes, insurance<\/td><\/tr><tr><td>Maintenance<\/td><td>Landlord handles<\/td><td>Homeowner responsible<\/td><\/tr><tr><td>Flexibility<\/td><td>Easy to move<\/td><td>Harder to sell and relocate<\/td><\/tr><tr><td>Equity Building<\/td><td>None<\/td><td>Builds wealth over time<\/td><\/tr><tr><td>Risk<\/td><td>Rent increases<\/td><td>Market fluctuations<\/td><\/tr><tr><td>Customization<\/td><td>Limited<\/td><td>Full control<\/td><\/tr><tr><td>Stability<\/td><td>Lease-based<\/td><td>Long-term commitment<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Renting_vs_Owning_a_House_Lifestyle_Considerations\"><\/span>Renting vs Owning a House: Lifestyle Considerations<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to budget, lifestyle considerations are important to the renting vs owning a house decision.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Career Mobility: <\/strong>Frequent job changes or relocations favor renting.<\/li>\n\n\n\n<li><strong>Family Plans:<\/strong> If you plan to start a family, a safe, stable home environment might make owning a house attractive.<\/li>\n\n\n\n<li><strong>Risk Tolerance: <\/strong>Are you okay with variable repair bills and market risk, or do you prefer predictable rent payments?<\/li>\n\n\n\n<li><strong>Community Ties: <\/strong>Renting can be more transactional, while buying might better fit values around community and stability.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Renting_vs_Owning_in_Different_Life_Stages\"><\/span>Renting vs Owning in Different Life Stages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The right choice also depends on your life stage.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Young Professionals: <\/strong>Renting makes more sense if you want low up-front costs and mobility.<\/li>\n\n\n\n<li><strong>Families: <\/strong>Owning a house could be the best option to provide stability and good schools.<\/li>\n\n\n\n<li><strong>Retirees:<\/strong> It depends on the individual.\u00a0Some seniors rent to avoid hassle, while others love the security of an owned, paid-off home.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Myths_About_Renting_vs_Owning\"><\/span>Common Myths About Renting vs Owning<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Renting_is_%E2%80%9Cthrowing_money_away%E2%80%9D\"><\/span>Renting is \u201cthrowing money away.\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Renting can make sense, especially in high-cost cities where a similar house costs much more.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Owning_is_always_a_good_investment\"><\/span>Owning is always a good investment.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Property values can fall, and the costs of buying and upkeep add up.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Owning_is_the_only_way_to_build_wealth\"><\/span>Owning is the only way to build wealth.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Renters often invest in the stock market or businesses to grow their money instead.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Decide_Rent_vs_Buy_a_House\"><\/span>How to Decide: Rent vs Buy a House?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The best way to decide is to ask yourself:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Do I have the upfront money to buy a house?<\/li>\n\n\n\n<li>Do I plan to stay in the same city for at least 5-7 years?<\/li>\n\n\n\n<li>Am I financially prepared for maintenance and repair costs?<\/li>\n\n\n\n<li>Do I value flexibility or stability more?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Answering yes to the first three and prioritizing stability makes buying a better choice.&nbsp;If not, renting is smarter for now.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span>Final Thoughts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The renting vs owning a house choice isn\u2019t about which one is better in all circumstances.&nbsp;Renting has major advantages, as does owning.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The best choice is the one that balances your budget, future plans, and sense of security.&nbsp;Whether renting or buying, the key is to make an informed decision that empowers your financial independence.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to big financial decisions, the renting vs owning a house question is usually among 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