{"id":1593,"date":"2025-07-29T07:33:19","date_gmt":"2025-07-29T07:33:19","guid":{"rendered":"https:\/\/www.bearsavings.com\/blog\/?p=1593"},"modified":"2025-07-29T07:33:22","modified_gmt":"2025-07-29T07:33:22","slug":"how-to-build-a-globally-diversified-investment-portfolio","status":"publish","type":"post","link":"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/","title":{"rendered":"How to Build a Globally Diversified Investment Portfolio"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>\n<p class=\"wp-block-paragraph\">Home bias: It\u2019s a problem a lot of investors have.&nbsp;They invest where they feel most comfortable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the US, it means your portfolio is overweight in US stocks.&nbsp;In Singapore, you likely have more domestic REITs and blue chip bank stocks.&nbsp;But while home bias can feel like safe harbour, it\u2019s not very diversified.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Diversification should be cross-border.&nbsp;Spreading your investments across regions, economies, and currencies.&nbsp;This doesn\u2019t just mean different companies in different sectors.&nbsp;The world is a much bigger place than that.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Markets are evolving with new geopolitical shifts, emerging markets and currency changes.&nbsp;Sticking with domestic assets in one national currency is not smart risk management.&nbsp;It\u2019s a missed opportunity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this post, I want to discuss how you can build a globally diversified portfolio.&nbsp;And how to do it in a way that really works.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#What_is_a_globally_diversified_portfolio\" >What is a globally diversified portfolio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Real_world_examples_why_going_global_makes_sense\" >Real world examples: why going global makes sense<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Core_principles_of_a_globally_diversified_portfolio\" >Core principles of a globally diversified portfolio<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Geographic_diversification\" >Geographic diversification<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Currency_diversification\" >Currency diversification<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Asset_class_diversification\" >Asset class diversification<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Avoid_overconcentration\" >Avoid overconcentration<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Practical_steps_to_building_a_globally_diversified_portfolio\" >Practical steps to building a globally diversified portfolio<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Step_1_Start_with_a_global_equity_ETF\" >Step 1: Start with a global equity ETF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Step_2_Add_targeted_regional_funds\" >Step 2: Add targeted regional funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Step_3_Include_global_bonds\" >Step 3: Include global bonds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Step_4_Diversify_with_Global_REITs_gold_commodities\" >Step 4: Diversify with Global REITs, gold, commodities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Step_5_Rebalance_your_portfolio\" >Step 5: Rebalance your portfolio<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Avoid_these_common_mistakes\" >Avoid these common mistakes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Tools_that_make_it_easy\" >Tools that make it easy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.bearsavings.com\/blog\/how-to-build-a-globally-diversified-investment-portfolio\/#Final_thoughts\" >Final thoughts<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_a_globally_diversified_portfolio\"><\/span>What is a globally diversified portfolio?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At its simplest, a globally diversified portfolio is an investment strategy that spreads capital across different countries, asset classes, and sectors.&nbsp;The objective is to reduce risk, increase growth potential and protect against localised shocks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s like planting your roots deep and wide.&nbsp;If one area gets hit with a cold (say from inflation, political uncertainty or recession) others may flourish.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Historically, markets have not all moved in the same direction.&nbsp;US markets may outperform in certain years.&nbsp;But other years, emerging markets or European stocks may shine.&nbsp;Currency and trade cycles, interest rate environments and growth drivers vary worldwide, and a globally diversified investor wants a slice of all of it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A well-constructed globally diversified portfolio includes these principles.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Real_world_examples_why_going_global_makes_sense\"><\/span>Real world examples: why going global makes sense<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s look at real data.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From 2000\u20132010, many people called this the \u201clost decade\u201d for US stocks.&nbsp;For the first ten years since the turn of the century, the S&amp;P 500 returned almost 0% total return (adjusted for inflation).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But if you owned global equities over the same period\u2014especially emerging markets like Brazil, China and India\u2014you would have done very well.&nbsp;MSCI Emerging Markets Index returned about 14% per year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fast forward to the 2010s.&nbsp;US markets were absolutely dominant.&nbsp;Fueled by tech sector growth, the S&amp;P 500 outpaced most global peers.&nbsp;But that outperformance is by no means guaranteed to continue.&nbsp;In fact, US stocks are currently trading at a premium, while many international markets are cheaper on valuation metrics.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you were globally diversified, you would have benefited from both decades.&nbsp;Rather than betting everything on one geography.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Core_principles_of_a_globally_diversified_portfolio\"><\/span>Core principles of a globally diversified portfolio<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Geographic_diversification\"><\/span>Geographic diversification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your portfolio should have a mix of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Developed markets (e.g.&nbsp;US, Japan, UK, Germany, France)<\/li>\n\n\n\n<li>Emerging markets (e.g.&nbsp;China, India, Indonesia, Brazil, Mexico)<\/li>\n\n\n\n<li>Frontier markets (smaller growth economies)<\/li>\n\n\n\n<li>Each market has different risk-return, interest rate and political risk profiles.&nbsp;When one place zigs, another can zag.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Currency_diversification\"><\/span>Currency diversification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">By investing globally, you automatically gain exposure to different currencies: USD, EUR, JPY, SGD, INR and more.&nbsp;This is an effective hedge if your local currency depreciates.&nbsp;For example, if you are a Singaporean investor and the SGD weakens, your investments in US assets (denominated in USD) automatically rise in SGD terms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asset_class_diversification\"><\/span>Asset class diversification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t just think of stocks.&nbsp;Diversify globally across:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>International bonds<\/li>\n\n\n\n<li>Global real estate (REITs) in different regions<\/li>\n\n\n\n<li>Commodities and natural resources<\/li>\n\n\n\n<li>Inflation-protected or gold assets<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">All these assets can behave differently across different market cycles.&nbsp;This further reduces portfolio volatility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Avoid_overconcentration\"><\/span>Avoid overconcentration<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Diversification is not just about having lots of different holdings.&nbsp;If 90% of your stocks are US tech names or Singapore REITs, your portfolio is not truly diversified.&nbsp;It requires intelligent weightings across regions, currencies and asset classes.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Practical_steps_to_building_a_globally_diversified_portfolio\"><\/span>Practical steps to building a globally diversified portfolio<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_1_Start_with_a_global_equity_ETF\"><\/span>Step 1: Start with a global equity ETF<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you want one low-cost, no-hassle way to get diversified global exposure, start with a total world stock ETF.&nbsp;Here are some examples:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VT (Vanguard Total World Stock ETF).&nbsp;This gives you exposure to both US and international markets.<\/li>\n\n\n\n<li>ACWI (iShares MSCI ACWI ETF).&nbsp;This fund has exposure to over 40 countries and thousands of stocks.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These ETFs automatically allocate among different countries based on their market capitalization.&nbsp;This way you get exposure to US, Europe, Japan, China, and other emerging markets.&nbsp;All in one fund.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to separate US and international exposure, then you can use:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VTI (Vanguard Total US Market)<\/li>\n\n\n\n<li>VXUS (Vanguard Total International Stock)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_2_Add_targeted_regional_funds\"><\/span>Step 2: Add targeted regional funds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Once you have your core allocation to global stocks, you can then tilt your portfolio based on your specific views or opportunities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For emerging markets, you can add VWO (Vanguard Emerging Markets) or EEM (iShares).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Europe-focused funds like VGK (Vanguard Europe) or EZU (Eurozone).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Asia-Pacific funds like AAXJ (Asia ex-Japan), EWY (South Korea), EPI (India).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This way you overweight regions you think will outperform over the next 5\u201310 years due to demographics, innovation or valuations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_3_Include_global_bonds\"><\/span>Step 3: Include global bonds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t forget fixed income exposure.&nbsp;Consider:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>BNDX (Vanguard Total International Bond ETF)<\/li>\n\n\n\n<li>IGOV (iShares International Treasury Bonds)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These funds give you access to government and corporate bonds from Europe, Asia and other developed markets.&nbsp;You can even add emerging market bonds if you have a higher risk tolerance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_4_Diversify_with_Global_REITs_gold_commodities\"><\/span>Step 4: Diversify with Global REITs, gold, commodities<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VNQI (Vanguard Global ex-US REIT)<\/li>\n\n\n\n<li>RWX (SPDR Dow Jones Global Real Estate)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These global REITs give you exposure to international real estate markets outside your home country.&nbsp;They can provide good dividend income and also serve as an inflation hedge.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To further diversify, you can even add:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gold (GLD)<\/li>\n\n\n\n<li>Commodities (DBC, GSG)<\/li>\n\n\n\n<li>Global infrastructure funds<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_5_Rebalance_your_portfolio\"><\/span>Step 5: Rebalance your portfolio<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Markets move around and your global allocation will drift over time.&nbsp;Periodically rebalancing (say once a year or when your allocation drifts &gt;5%) helps maintain your target risk profile.&nbsp;This can be easily done using many of the ETFs mentioned above.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also rebalance on valuations.&nbsp;For example, if US stocks become super expensive compared to international markets, then shift some allocation out of US equities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>An example portfolio<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Okay, let\u2019s say you\u2019re a 30-year old investor with a moderate risk profile.&nbsp;Here is a globally diversified portfolio you could consider:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Asset class Allocation<\/li>\n\n\n\n<li>US Total Market (VTI) 30%<\/li>\n\n\n\n<li>International Developed (VEA) 25%<\/li>\n\n\n\n<li>Emerging Markets (VWO) 15%<\/li>\n\n\n\n<li>International Bonds (BNDX) 10%<\/li>\n\n\n\n<li>US Bonds (BND) 10%<\/li>\n\n\n\n<li>Global REITs (VNQI) 5%<\/li>\n\n\n\n<li>Gold (GLD) 5%<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Notice this is very well diversified across asset classes, global equities, fixed income, real estate and inflation protection.&nbsp;It\u2019s spread across different currencies and economies.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Avoid_these_common_mistakes\"><\/span>Avoid these common mistakes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Home bias: Don\u2019t overweight your home country because it feels safe.<\/li>\n\n\n\n<li>Chasing recent performance: Global diversification is a long-term strategy.&nbsp;Don\u2019t get out of international markets just because they have a few down years.<\/li>\n\n\n\n<li>Currency anxiety: Currency volatility is part of global investing.&nbsp;Historically, it evens out over time and your portfolio benefits from broader global exposure.<\/li>\n\n\n\n<li>Piling on too many funds: Diversification doesn\u2019t mean buying a hundred different ETFs.&nbsp;Stick to a clear strategy and avoid overlapping exposures.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tools_that_make_it_easy\"><\/span>Tools that make it easy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t need to build this portfolio manually.&nbsp;Robo-advisors like Wealthfront and Betterment (US) or Syfe and StashAway (Asia) automatically diversify your funds across global markets.&nbsp;They also rebalance on your behalf.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Just be aware of the fees and understand their underlying strategies.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_thoughts\"><\/span>Final thoughts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The world is going global fast.&nbsp;Capital is increasingly borderless.&nbsp;The biggest opportunities no longer sit only on your home exchange.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investing globally gives you the best risk-adjusted growth potential.&nbsp;It allows you to participate in dynamic regions and undervalued markets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A globally diversified portfolio is your passport to building resilient growth across economies.&nbsp;So think bigger than borders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Build a solid core.&nbsp;Layer on some region-specific exposure.&nbsp;Be patient and stay consistent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your future self will thank you.&nbsp;No matter where in the world they may live.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home bias: It\u2019s a problem a lot of investors have.&nbsp;They invest where they feel most comfortable. In the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1594,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[40],"tags":[],"class_list":["post-1593","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","article","has-background","has-excerpt","has-avatar","has-author","has-date","has-comment-count","has-category-meta","has-read-more","has-post-media","thumbnail-"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Discover how to build a globally diversified portfolio to reduce risk, tap into global growth, and secure your long-term wealth across borders and economie\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"DA\"\/>\n\t<link rel=\"canonical\" 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